Symbols

AII

American Integrity·NYSE

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AII fundamentals

AII Q4 2025 Earnings

American Integrity (AII) released its earnings on Feb 24, 2026: revenue was 206.39M (YoY --), beat estimates; EPS was 1.11 (YoY --), beat estimates.

Revenue / YoY

206.39M

EPS / YoY

1.11

Report date

Feb 24, 2026

AII Earnings Call Summary for Q4,2025

Exceptional Growth: 29.7% YoY gross premium growth to $885M, with 16% voluntary policy expansion to 327,000. Combined ratio improved to 63.7%.
Market Leadership: Florida's 6th largest carrier by policy count, writing 3/10 new homes and maintaining 82.7% retention.
Strategic Dividend: $20M special dividend returned to shareholders, alongside $337M equity balance.
Reinsurance Optimization: Reduced non-cat quota share to 25%, unlocking $369M potential revenue in 2026.
Expansion Momentum: Tri-County policies up 29% YoY, commercial residential product launched with 149 policies, and North Carolina entry.
Profitability: 42.1% ROE, 62.8% Q4 combined ratio, and $20.9M net income driven by cost control and reinsurance savings.

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Revenue & Expenses

Key Indicators

American Integrity (AII) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

American Integrity (AII)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

American Integrity (AII)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

American Integrity (AII)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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