AGM
Federal Agricultural Mortgage C·NYSE
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AGM fundamentals
Federal Agricultural Mortgage C (AGM) released its earnings on Feb 19, 2026: revenue was 107.91M (YoY +17.14%), beat estimates; EPS was 3.66 (YoY -7.81%), missed estimates.
Revenue / YoY
107.91M
+17.14%
EPS / YoY
3.66
-7.81%
Report date
Feb 19, 2026
AGM Earnings Call Summary for Q4,2025
- Record Growth: 2025 revenue up 13% to $410M, core earnings $183M (10th straight record).
- Shareholder Returns: 7% dividend increase to $1.60/share, $78M total returns.
- New Product Launch: 2026 agricultural asset-backed security to expand investor access.
- Segment Strength: Infrastructure finance (+28%), Farm & Ranch (+30%), all segments growing >10% YoY.
- Credit Stability: 2025 credit provisions one-off, allowance-to-nonaccrual ratio stable at 17%.
- Capital Resilience: Core capital $1.7B (66% above requirement), Tier 1 ratio 13.3%.
- 2026 Outlook: Expect continued growth in all segments, net effective spread expansion.
EPS
Actual | 1.87 | 2.45 | 2.57 | 2.45 | 2.39 | 2.77 | 2.55 | 2.76 | 2.37 | 2.83 | 3.07 | 3.16 | 3.56 | 3.86 | 4.13 | 4.1 | 3.96 | 3.63 | 4.1 | 3.97 | 4.19 | 4.32 | 4.52 | 3.66 | ||||||||||
Forecast | 2.24 | 2.29 | 2.25 | 2.29 | 2.41 | 2.54 | 2.62 | 2.66 | 2.59 | 2.83 | 2.9 | 2.915 | 2.875 | 3.23 | 4.0033 | 4.0467 | 4.06 | 4.08 | 4.1133 | 4.1733 | 4.06 | 4.29 | 4.4667 | 4.5267 | ||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -16.52% | +6.99% | +14.22% | +6.99% | -0.83% | +9.06% | -2.67% | +3.76% | -8.49% | 0.00% | +5.86% | +8.40% | +23.83% | +19.50% | +3.16% | +1.32% | -2.46% | -11.03% | -0.32% | -4.87% | +3.20% | +0.70% | +1.19% | -19.15% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 49.73M | 52.46M | 56.91M | 59.69M | 58.55M | 61.19M | 60.93M | 65.75M | 62.91M | 65.96M | 70.31M | 76.17M | 82.89M | 86.82M | 89.31M | 90.18M | 89.10M | 89.24M | 91.53M | 92.12M | 96.79M | 100.51M | 105.09M | 107.91M |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 49.42M | 49.17M | 51.43M | 53.15M | 57.59M | 58.25M | 61.65M | 62.49M | 64.01M | 65.04M | 66.02M | 70.18M | 71.10M | 79.28M | 83.86M | 89.96M | 89.91M | 91.10M | 91.73M | 92.81M | 94.02M | 94.75M | 100.96M | 107.45M |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | +0.64% | +6.68% | +10.66% | +12.31% | +1.66% | +5.03% | -1.16% | +5.22% | -1.72% | +1.41% | +6.51% | +8.54% | +16.58% | +9.52% | +6.50% | +0.25% | -0.89% | -2.04% | -0.23% | -0.74% | +2.95% | +6.08% | +4.09% | +0.43% |
Earnings Call
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What were the key takeaways from Federal Agricultural Mortgage C's earnings call?What does Federal Agricultural Mortgage C do and what are its main business segments?What factors drove the changes in Federal Agricultural Mortgage C's revenue and profit?What were the key takeaways from Federal Agricultural Mortgage C’s earnings call?What guidance did Federal Agricultural Mortgage C's management provide for the next earnings period?What is the revenue and EPS growth rate for Federal Agricultural Mortgage C year over year?Did Federal Agricultural Mortgage C beat or miss consensus estimates last quarter?What is the market's earnings forecast for Federal Agricultural Mortgage C next quarter?
