AFL
Aflac·NYSE
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AFL fundamentals
Aflac (AFL) released its earnings on Nov 4, 2025: revenue was 4.74B (YoY +60.73%), beat estimates; EPS was 2.49 (YoY +15.28%), beat estimates.
Revenue / YoY
4.74B
+60.73%
EPS / YoY
2.49
+15.28%
Report date
Nov 4, 2025
AFL Earnings Call Summary for Q3,2025
- Financial Strength: Adjusted EPS up 15% to $2.49, driven by $580M remeasurement gains.
- Japan Growth: Underlying earned premiums down 1.2%, but pretax margin 52.2% (750bp YoY increase).
- U.S. Efficiency: Pretax margin 21.7% (90bp YoY increase), offsetting $21M one-time contract fee.
- Capital Discipline: $1B stock buyback, 22% leverage ratio, SMR >900%, ESR >250%.
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Key Indicators
Aflac (AFL) key financial stats and ratios, covering profitability, financial health, and leverage.
Aflac (AFL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Aflac (AFL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Aflac (AFL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Aflac (AFL) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Aflac (AFL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What does Aflac do and what are its main business segments?What is Aflac's gross profit margin?What were the key takeaways from Aflac’s earnings call?What is Aflac's latest dividend and current dividend yield?What factors drove the changes in Aflac's revenue and profit?What guidance did Aflac's management provide for the next earnings period?What is the market's earnings forecast for Aflac next quarter?Did Aflac beat or miss consensus estimates last quarter?
