AFL
Aflac·NYSE
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6.75 / 10
Outperform
Aflac's fundamental profile is encouraging, highlighted by a 66.99% year-over-year operating revenue growth and a high fixed-asset turnover ratio of 29372.78, both ranking in the top quartile. Profitability metrics such as gross margin (47.88%) and the ratio of total profit to EBIT (100%) are strong. However, the Asset-MV factor is negative (-0.50), and Net cash flow from operating activities declined sharply (-502.33% YoY), tempering the overall bullishness. These mixed signals result in a fundamental rating of 'Outperform' but with caution on liquidity and valuation.
Analysis Checks(6/10)
Revenue-MV
Value0.00
Score0/3
Weight-0.06%
1M Return-0.02%
Value0.00
Score0/3
Weight-0.06%
1M Return-0.02%
Gross profit margin (%)
Value47.88
Score3/3
Weight16.00%
1M Return3.23%
Value47.88
Score3/3
Weight16.00%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight15.12%
1M Return3.07%
Value100.00
Score3/3
Weight15.12%
1M Return3.07%
Fixed assets turnover ratio
Value29372.78
Score3/3
Weight14.50%
1M Return3.00%
Value29372.78
Score3/3
Weight14.50%
1M Return3.00%
Asset-MV
Value-0.50
Score1/3
Weight5.76%
1M Return1.32%
Value-0.50
Score1/3
Weight5.76%
1M Return1.32%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score2/3
Weight13.68%
1M Return2.89%
Value100.00
Score2/3
Weight13.68%
1M Return2.89%
Net cash flow from operating activities (YoY growth rate %)
Value-502.33
Score1/3
Weight13.57%
1M Return2.68%
Value-502.33
Score1/3
Weight13.57%
1M Return2.68%
Cash-UP
Value1.02
Score0/3
Weight-7.91%
1M Return-2.02%
Value1.02
Score0/3
Weight-7.91%
1M Return-2.02%
Operating revenue (YoY growth rate %)
Value66.99
Score3/3
Weight14.47%
1M Return3.00%
Value66.99
Score3/3
Weight14.47%
1M Return3.00%
Current ratio
Value2.90
Score3/3
Weight14.88%
1M Return3.07%
Value2.90
Score3/3
Weight14.88%
1M Return3.07%
Revenue-MV
Value0.00
Score0/3
Weight-0.06%
1M Return-0.02%
Value0.00
Score0/3
Weight-0.06%
1M Return-0.02%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score2/3
Weight13.68%
1M Return2.89%
Value100.00
Score2/3
Weight13.68%
1M Return2.89%
Gross profit margin (%)
Value47.88
Score3/3
Weight16.00%
1M Return3.23%
Value47.88
Score3/3
Weight16.00%
1M Return3.23%
Net cash flow from operating activities (YoY growth rate %)
Value-502.33
Score1/3
Weight13.57%
1M Return2.68%
Value-502.33
Score1/3
Weight13.57%
1M Return2.68%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight15.12%
1M Return3.07%
Value100.00
Score3/3
Weight15.12%
1M Return3.07%
Cash-UP
Value1.02
Score0/3
Weight-7.91%
1M Return-2.02%
Value1.02
Score0/3
Weight-7.91%
1M Return-2.02%
Fixed assets turnover ratio
Value29372.78
Score3/3
Weight14.50%
1M Return3.00%
Value29372.78
Score3/3
Weight14.50%
1M Return3.00%
Operating revenue (YoY growth rate %)
Value66.99
Score3/3
Weight14.47%
1M Return3.00%
Value66.99
Score3/3
Weight14.47%
1M Return3.00%
Asset-MV
Value-0.50
Score1/3
Weight5.76%
1M Return1.32%
Value-0.50
Score1/3
Weight5.76%
1M Return1.32%
Current ratio
Value2.90
Score3/3
Weight14.88%
1M Return3.07%
Value2.90
Score3/3
Weight14.88%
1M Return3.07%
Is AFL undervalued or overvalued?
- AFL scores 6.75/10 on fundamentals and holds a Discounted valuation at present. Backed by its 13.12% ROE, 21.24% net margin, 16.67 P/E ratio, 2.06 P/B ratio, and -29.34% earnings growth, these metrics solidify its Outperform investment rating.
