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ACR

ACRES Commercial·NYSE
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ACR fundamentals

ACRES Commercial (ACR) released its earnings on Mar 4, 2026: revenue was 20.30M (YoY -5.21%), missed estimates; EPS was 0.12 (YoY -75.00%), missed estimates.
Revenue / YoY
20.30M
-5.21%
EPS / YoY
0.12
-75.00%
Report date
Mar 4, 2026
ACR Earnings Call Summary for Q4,2025
  • Record Loan Growth: $571 million in new commitments drove a 15% YoY increase in the loan portfolio, with a 2.83% spread on new originations.
  • Portfolio Quality Improvement: Risk ratings declined, with 10 loans rated 4/5 (down from 13), and 17% of the portfolio rated 4/5 (down from 32%).
  • Shareholder Value Creation: $10 million in share buybacks at a 33% discount to book value, and a $1.3 million gain from selling an Austin REO asset.
  • Strategic Asset Management: 21 of 23 legacy 4/5-rated loans resolved with minimal loss, and plans to diversify into higher-yielding asset classes (self-storage, office, retail) in 2026.
  • Financial Resilience: GAAP book value increased to $30.01 per share, and $32.1 million in NOLs provide tax efficiency for future gains.
EPS
Q3,2017
Q4,2017
Q1,2018
Q2,2018
Q3,2018
Q4,2018
Q1,2019
Q2,2019
Q3,2019
Q4,2019
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Actual
0.690.720.510.28-0.010.1-0.360.22-0.250.450.40.60.520.60.730.550.160.510.240.48-0.860.041.010.12
Forecast
0.90.270.270.2250.10.2750.330.140.1750.190.340.460.4550.440.460.4750.460.460.39330.35670.450.1750.1050.1367
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-23.33%
+166.67%
+88.89%
+24.44%
-110.00%
-63.64%
-209.09%
+57.14%
-242.86%
+136.84%
+17.65%
+30.43%
+14.29%
+36.36%
+58.70%
+15.79%
-65.22%
+10.87%
-38.98%
+34.57%
-291.11%
-77.14%
+861.90%
-12.22%
Revenue
Q3,2017
Q4,2017
Q1,2018
Q2,2018
Q3,2018
Q4,2018
Q1,2019
Q2,2019
Q3,2019
Q4,2019
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Actual
--------------------14.92M14.72M11.62M9.10M12.70M9.84M12.10M15.45M10.92M20.07M20.94M23.24M21.06M23.60M24.01M22.40M18.80M20.90M22.40M21.42M17.00M21.87M21.04M20.30M
Forecast
--------------------16.20M10.95M10.50M9.65M9.20M9.60M12.80M11.90M13.85M13.75M17.35M18.55M18.40M18.95M19.40M19.60M21.05M21.15M21.08M21.96M21.84M20.32M22.15M20.58M
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-7.91%
+34.39%
+10.70%
-5.70%
+38.04%
+2.49%
-5.50%
+29.79%
-21.13%
+45.96%
+20.67%
+25.29%
+14.45%
+24.54%
+23.74%
+14.29%
-10.69%
-1.18%
+6.26%
-2.50%
-22.16%
+7.65%
-5.03%
-1.34%

Earnings Call