ABCB
Ameris Bancorp·NYSE
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ABCB fundamentals
Ameris Bancorp (ABCB) released its earnings on Jan 29, 2026: revenue was 309.92M (YoY +6.42%), missed estimates; EPS was 1.59 (YoY +15.22%), beat estimates.
Revenue / YoY
309.92M
+6.42%
EPS / YoY
1.59
+15.22%
Report date
Jan 29, 2026
ABCB Earnings Call Summary for Q4,2025
- Record Earnings Growth: 15% EPS increase to $6.00, driven by 6% revenue growth vs. 1% expense decline.
- Margin Expansion: 3.79% net interest margin vs. 3.56% prior year, despite 5 bps Q4 compression.
- Loan Pipeline Strength: $2.4B Q4 production (16% QoQ), with 1.62% allowance supporting 20-25 bps NCO guidance.
- Capital Efficiency: 50% efficiency ratio vs. 53.2% prior year, $77M buybacks at $67 avg price.
- 2026 Outlook: Mid-single-digit loan growth, 5-10 bps margin compression, and 20-25 bps NCOs expected.
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Key Indicators
Ameris Bancorp (ABCB) key financial stats and ratios, covering profitability, financial health, and leverage.
Ameris Bancorp (ABCB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Ameris Bancorp (ABCB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Ameris Bancorp (ABCB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Ameris Bancorp (ABCB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Ameris Bancorp (ABCB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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