ABCB
Ameris Bancorp·NYSE
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ABCB fundamentals
Ameris Bancorp (ABCB) released its earnings on Jan 29, 2026: revenue was 309.92M (YoY +6.42%), missed estimates; EPS was 1.59 (YoY +15.22%), beat estimates.
Revenue / YoY
309.92M
+6.42%
EPS / YoY
1.59
+15.22%
Report date
Jan 29, 2026
ABCB Earnings Call Summary for Q4,2025
- Record Earnings Growth: 15% EPS increase to $6.00, driven by 6% revenue growth vs. 1% expense decline.
- Margin Expansion: 3.79% net interest margin vs. 3.56% prior year, despite 5 bps Q4 compression.
- Loan Pipeline Strength: $2.4B Q4 production (16% QoQ), with 1.62% allowance supporting 20-25 bps NCO guidance.
- Capital Efficiency: 50% efficiency ratio vs. 53.2% prior year, $77M buybacks at $67 avg price.
- 2026 Outlook: Mid-single-digit loan growth, 5-10 bps margin compression, and 20-25 bps NCOs expected.
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Key Indicators
Ameris Bancorp (ABCB) key financial stats and ratios, covering profitability, financial health, and leverage.
Ameris Bancorp (ABCB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Ameris Bancorp (ABCB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Ameris Bancorp (ABCB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Ameris Bancorp (ABCB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Ameris Bancorp (ABCB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Ameris Bancorp beat or miss consensus estimates last quarter?What guidance did Ameris Bancorp's management provide for the next earnings period?What is Ameris Bancorp's latest dividend and current dividend yield?What is Ameris Bancorp's gross profit margin?What is the market's earnings forecast for Ameris Bancorp next quarter?What does Ameris Bancorp do and what are its main business segments?What were the key takeaways from Ameris Bancorp’s earnings call?What were the key takeaways from Ameris Bancorp's earnings call?
