ABCB
Ameris Bancorp·NYSE
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ABCB fundamentals
Ameris Bancorp (ABCB) released its earnings on Oct 27, 2025: revenue was 314.20M (YoY +10.72%), beat estimates; EPS was 1.54 (YoY +11.59%), beat estimates.
Revenue / YoY
314.20M
+10.72%
EPS / YoY
1.54
+11.59%
Report date
Oct 27, 2025
ABCB Earnings Call Summary for Q3,2025
- Revenue Surge: 18% annualized revenue growth, driven by 10.5% net interest income expansion and 17.8% fee income growth.\n- Efficiency Improvement: 49.19% efficiency ratio (vs. 51.63% last quarter), with guidance to return above 50% in Q4.\n- Capital Strength: Tangible book value per share up 15.2% annualized, common equity Tier 1 ratio at 13.2%.\n- Loan & Deposit Growth: 4% annualized loan growth (C&I, CRE), 5% deposit growth, noninterest-bearing deposits at 30.4%.\n- Strategic Focus: Southeast market disruption, core deposit growth, and $200 million share buyback authorization.\n- Risk Management: Stable asset quality (14bps net charge-offs), 1.62% reserve ratio.\n- Outlook: 2026 loan growth acceleration potential, 3.80% NIM with slight compression, and $1.1 billion mortgage production.
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Key Indicators
Ameris Bancorp (ABCB) key financial stats and ratios, covering profitability, financial health, and leverage.
Ameris Bancorp (ABCB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Ameris Bancorp (ABCB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Ameris Bancorp (ABCB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Ameris Bancorp (ABCB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Ameris Bancorp (ABCB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Did Ameris Bancorp beat or miss consensus estimates last quarter?What were the key takeaways from Ameris Bancorp's earnings call?What is Ameris Bancorp's latest dividend and current dividend yield?What were the key takeaways from Ameris Bancorp’s earnings call?What is the market's earnings forecast for Ameris Bancorp next quarter?What factors drove the changes in Ameris Bancorp's revenue and profit?What is Ameris Bancorp's gross profit margin?What is the revenue and EPS growth rate for Ameris Bancorp year over year?
