ABCB
Ameris Bancorp·NYSE
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2.07 / 10
Underperform
ABCB's fundamental profile is weak, highlighted by a low score of 2.07/10. Key concerns include high book-to-price relative to peers (PB-ROE factor in group 4) and sub-par asset and revenue efficiency. Profitability metrics like ROE (7.82%) and gross margin (36.70%) are decent but insufficient to offset other deficits, leading to an overall underperform rating.
Analysis Checks(5/10)
Revenue-MV
Value-0.58
Score0/3
Weight9.28%
1M Return3.38%
Value-0.58
Score0/3
Weight9.28%
1M Return3.38%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.63%
1M Return3.07%
Value100.00
Score1/3
Weight7.63%
1M Return3.07%
PB-ROE
Value-0.86
Score1/3
Weight11.79%
1M Return4.74%
Value-0.86
Score1/3
Weight11.79%
1M Return4.74%
ROE (diluted) (%)
Value7.56
Score1/3
Weight8.97%
1M Return3.43%
Value7.56
Score1/3
Weight8.97%
1M Return3.43%
ROE (%)
Value7.82
Score2/3
Weight8.85%
1M Return3.42%
Value7.82
Score2/3
Weight8.85%
1M Return3.42%
Annualized return on equity (%)
Value10.43
Score2/3
Weight8.85%
1M Return3.42%
Value10.43
Score2/3
Weight8.85%
1M Return3.42%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.68%
1M Return3.46%
Value36.70
Score3/3
Weight8.68%
1M Return3.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.66%
1M Return3.44%
Value100.00
Score3/3
Weight8.66%
1M Return3.44%
Asset-MV
Value-0.51
Score2/3
Weight19.69%
1M Return6.09%
Value-0.51
Score2/3
Weight19.69%
1M Return6.09%
Cash-MV
Value-0.19
Score0/3
Weight7.60%
1M Return2.90%
Value-0.19
Score0/3
Weight7.60%
1M Return2.90%
Revenue-MV
Value-0.58
Score0/3
Weight9.28%
1M Return3.38%
Value-0.58
Score0/3
Weight9.28%
1M Return3.38%
Annualized return on equity (%)
Value10.43
Score2/3
Weight8.85%
1M Return3.42%
Value10.43
Score2/3
Weight8.85%
1M Return3.42%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.63%
1M Return3.07%
Value100.00
Score1/3
Weight7.63%
1M Return3.07%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.68%
1M Return3.46%
Value36.70
Score3/3
Weight8.68%
1M Return3.46%
PB-ROE
Value-0.86
Score1/3
Weight11.79%
1M Return4.74%
Value-0.86
Score1/3
Weight11.79%
1M Return4.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.66%
1M Return3.44%
Value100.00
Score3/3
Weight8.66%
1M Return3.44%
ROE (diluted) (%)
Value7.56
Score1/3
Weight8.97%
1M Return3.43%
Value7.56
Score1/3
Weight8.97%
1M Return3.43%
Asset-MV
Value-0.51
Score2/3
Weight19.69%
1M Return6.09%
Value-0.51
Score2/3
Weight19.69%
1M Return6.09%
ROE (%)
Value7.82
Score2/3
Weight8.85%
1M Return3.42%
Value7.82
Score2/3
Weight8.85%
1M Return3.42%
Cash-MV
Value-0.19
Score0/3
Weight7.60%
1M Return2.90%
Value-0.19
Score0/3
Weight7.60%
1M Return2.90%
Is ABCB undervalued or overvalued?
- ABCB scores 2.07/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.82% ROE, 33.41% net margin, 14.68 P/E ratio, 1.46 P/B ratio, and 20.83% earnings growth, these metrics solidify its Underperform investment rating.
