ZION
Zions Bancorporation·NASDAQ
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ZION fundamentals
Zions Bancorporation (ZION) released its earnings on Jan 20, 2026: revenue was 891.00M (YoY +8.53%), beat estimates; EPS was 1.76 (YoY +31.34%), beat estimates.
Revenue / YoY
891.00M
+8.53%
EPS / YoY
1.76
+31.34%
Report date
Jan 20, 2026
ZION Earnings Call Summary for Q4,2025
- Revenue Growth: Q4 net income $262M (+31% YoY), NIM 3.31% (8th straight quarter expansion).
- Deposit Strategy: Customer deposits +9% annualized, NIBD +6% QoQ, cost of deposits down 11 bps.
- Credit Quality: Net charge-offs 5 bps annualized; CRE classified loans down $132M YoY.
- Expense Control: 2026 operating leverage 100-150 bps, excluding one-time $15M charitable contribution.
- Capital Return: CET1 11.5%, buybacks likely in 2H 2026 as capital builds organically.
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Key Indicators
Zions Bancorporation (ZION) key financial stats and ratios, covering profitability, financial health, and leverage.
Zions Bancorporation (ZION)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Zions Bancorporation (ZION)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Zions Bancorporation (ZION)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Zions Bancorporation (ZION) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Zions Bancorporation (ZION) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What is Zions Bancorporation's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Zions Bancorporation year over year?What is the market's earnings forecast for Zions Bancorporation next quarter?What factors drove the changes in Zions Bancorporation's revenue and profit?What guidance did Zions Bancorporation's management provide for the next earnings period?What does Zions Bancorporation do and what are its main business segments?What is Zions Bancorporation's gross profit margin?Did Zions Bancorporation beat or miss consensus estimates last quarter?
