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WTFC

Wintrust Financial·NASDAQ
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WTFC fundamentals

Wintrust Financial (WTFC) released its earnings on Jan 20, 2026: revenue was 714.26M (YoY +11.85%), beat estimates; EPS was 3.15 (YoY +19.77%), beat estimates.
Revenue / YoY
714.26M
+11.85%
EPS / YoY
3.15
+19.77%
Report date
Jan 20, 2026
WTFC Earnings Call Summary for Q4,2025
  • Record Financial Performance: 2025 net income up 19% to $824M, Q4 net income hits new high at $223M.
  • Strong Growth Momentum: 11% loan growth, stable deposit market share, 3.54% NIM.
  • 2026 Outlook: Mid- to high single-digit growth targets, stable margin, 4-5% expense growth.
  • Credit Quality: NPLs at 35bp, CRE charge-offs at historical lows.
  • Strategic Initiatives: Mortgage warehouse up $310M, premium finance +265%, best-in-class customer satisfaction.
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Revenue

Revenue & Expenses

Key Indicators

Wintrust Financial (WTFC) key financial stats and ratios, covering profitability, financial health, and leverage.
Wintrust Financial (WTFC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Wintrust Financial (WTFC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Wintrust Financial (WTFC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Wintrust Financial (WTFC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Wintrust Financial (WTFC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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