Valley National Bancorp (VLY) Fundamental Analysis: Revenue, Earnings & Valuation

5.62 / 10

Netural

Fundamental score is 5.6/10, neutral. Strengths include high Profit‑MV, solid gross margin (48.34%) and strong cash position. Weaknesses are low Revenue‑MV and net‑income‑to‑revenue ratios. Overall financial health appears guarded.

Analysis Checks(8/10)

Revenue-MV

Value-0.26

Score0/3

Weight5.87%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.15%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.15%

1M Return3.48%

Profit-MV

Value1.47

Score3/3

Weight12.81%

1M Return6.52%

Net income-Revenue

Value1.05

Score1/3

Weight8.72%

1M Return4.28%

PB-ROE

Value-0.96

Score2/3

Weight10.18%

1M Return5.41%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.15%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.15%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight23.96%

1M Return9.93%

Cash-MV

Value0.19

Score3/3

Weight13.87%

1M Return6.86%

Is VLY undervalued or overvalued?

VLY scores 5.62/10 on fundamentals and holds a Fair valuation at present. Backed by its 7.47% ROE, 29.52% net margin, 11.66 P/E ratio, 0.85 P/B ratio, and 45.71% earnings growth, these metrics solidify its Netural investment rating.