VBNK
VersaBank·NASDAQ
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VBNK fundamentals
VersaBank (VBNK) released its earnings on Mar 4, 2026: revenue was 26.77M (YoY +39.81%), beat estimates; EPS was 0.2786 (YoY +44.58%), beat estimates.
Revenue / YoY
26.77M
+39.81%
EPS / YoY
0.2786
+44.58%
Report date
Mar 4, 2026
VBNK Earnings Call Summary for Q1,2026
- US SRP Growth: CAD 1 billion+ fundings on track for 2026, Q1 additions of $200 million.
- Profitability: US operations to achieve 20%+ operating leverage, efficiency ratio 25-30%.
- Stablecoin Opportunity: Signed custody deal with Stablecorp, potential access to $70B+ US stablecoin market.
- Cost Management: Reorganization costs peaking at CAD 4-4.5 million in Q2, with long-term benefits outweighing costs.
- Canada Transition: Shifting to CMHC-insured loans to reduce risk, maintaining CAD 1 billion+ insolvency deposits.
Earnings
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Revenue & Expenses
Key Indicators
VersaBank (VBNK) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
VersaBank (VBNK)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
VersaBank (VBNK)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
VersaBank (VBNK)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does VersaBank (VBNK) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track VersaBank (VBNK) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
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What were the key takeaways from VersaBank's earnings call?Did VersaBank beat or miss consensus estimates last quarter?What is VersaBank's gross profit margin?What is the revenue and EPS growth rate for VersaBank year over year?What factors drove the changes in VersaBank's revenue and profit?What is the market's earnings forecast for VersaBank next quarter?What guidance did VersaBank's management provide for the next earnings period?What were the key takeaways from VersaBank’s earnings call?
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