Symbols

VBNK

VersaBank·NASDAQ

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Signals Analysis

Bullish signal 2

Bearish signal 1

High Cash/net Profit Ratio

EPS Beats Expectation

RSI Overbought

Key Stats

0.0000DAY`S RANGE0.0000

0.000052 WK RANGE0.0000

Open

0.0000

Prev.Close

0.0000

%Range

Turnover

Avg Vol(4W)

Market Cap

Div.Yield

P/E(TTM)

EPS(TTM)

Beta

Free Float

Shares Outstanding

%Turnover

P/E(DYN)

P/B

BVPS

High

0.0000

Low

0.0000

52 Week High

0.0000

52 Week Low

0.0000

About VBNK

Versabank

A North American leader in business-to-business digital banking and technology solutions for cybersecurity

Industry

Commercial Bank

Established Date

Listing Date

09/22/2021

Exchange

NASDAQ Stock Exchange

Full-time Employees

131

Fiscal Year Ends

10-31

Website

www.versabank.com

Security Type

Common stock

Office address

140 Fullarton Street, Suite 2002, London, Ontario N6A 5P2, Canada

Business

Introduction

VersaBank is incorporated in Canada. VersaBank is a Canadian primary registered bank regulated by Canadian financial institutions, and its wholly-owned subsidiary VersaBank USA is a federally registered bank in the United States. The bank adopts a branchless, digital business-to-business business model and leverages its proprietary technology to effectively meet neglected market segments in the banking industry, thereby significantly reducing risk. VersaBank obtains significant operating leverage by electronically collecting deposits and providing financing primarily through financial intermediary partners. In March 2022, VersaBank launched a unique RPP funding solution for point-of-sale finance companies in the US market. VersaBank has established four reporting operations: Canadian Digital Bank, U.S. Digital Bank, DRTC (Cyber Security) and Digital Meteor, each focusing on providing specific products and services for different markets.

Earnings Call

Q4/2023

Estimate EPS0.28

Actual EPS0.35

Estimate Revenue--

Actual Revenue21.75M

VersaBank's 2025 Q1 Earnings Call: Contradictions Emerge on U.S. RPP Growth, Regulatory Delays, and Expansion Timelines

Dec 04,2025 03:37·
Earnings Decrypt

Company Financials

EPS

VBNK has released its 2025 Q3 earnings. EPS was reported at 0.22, versus the expected 0.18, beating expectations. The chart below visualizes how VBNK has performed over recent quarters, highlighting trends in earnings surprises.