UVSP
Univest Financial·NASDAQ
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UVSP fundamentals
Univest Financial (UVSP) released its earnings on Jan 29, 2026: revenue was 84.57M (YoY +10.12%), beat estimates; EPS was 0.79 (YoY +21.54%), beat estimates.
Revenue / YoY
84.57M
+10.12%
EPS / YoY
0.79
+21.54%
Report date
Jan 29, 2026
UVSP Earnings Call Summary for Q4,2025
- Record Q4 Performance: $22.7M net income (21.5% YoY growth) and record annual EPS of $3.13.
- Loan Growth Recovery: Q4 loan growth of $129.3M, reversing prior quarter's payoff pressures.
- Improved Asset Quality: Nonaccrual loans at 0.2% and nonperforming assets at 0.45%, down 20/16 bps.
- 2026 Outlook: 2-3% loan growth, 4-6% NII expansion, and $10-12M quarterly buybacks.
- Strategic Initiatives: Deposit mix shift to lower-cost operating accounts and expanded commercial lending focus.
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Key Indicators
Univest Financial (UVSP) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Univest Financial (UVSP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
Univest Financial (UVSP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Univest Financial (UVSP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Univest Financial (UVSP) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Univest Financial (UVSP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Univest Financial do and what are its main business segments?What is Univest Financial's gross profit margin?What is the revenue and EPS growth rate for Univest Financial year over year?What were the key takeaways from Univest Financial's earnings call?What factors drove the changes in Univest Financial's revenue and profit?What is the market's earnings forecast for Univest Financial next quarter?What guidance did Univest Financial's management provide for the next earnings period?What were the key takeaways from Univest Financial’s earnings call?
