Univest Financial (UVSP) Fundamental Analysis: Revenue, Earnings & Valuation

4.75 / 10

Netural

Fundamentally UVSP scores 4.8/10 (neutral). Asset‑MV and Profit‑MV are positive, but cash metrics lag. PB‑ROE is low yet quality‑rated high. Gross margin stands at 41.8% and liability ratios are moderate, indicating average financial health.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.72%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.71%

1M Return3.70%

Profit-MV

Value1.35

Score3/3

Weight15.84%

1M Return7.25%

Net income-Revenue

Value0.53

Score1/3

Weight11.14%

1M Return5.19%

PB-ROE

Value-0.95

Score3/3

Weight15.89%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.71%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.71%

1M Return3.70%

Cash-UP

Value-0.34

Score1/3

Weight6.53%

1M Return3.24%

Asset-MV

Value-0.55

Score2/3

Weight15.09%

1M Return6.73%

Cash-MV

Value-0.04

Score1/3

Weight8.66%

1M Return4.31%

Is UVSP undervalued or overvalued?

UVSP scores 4.75/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.92% ROE, 27.67% net margin, 10.60 P/E ratio, 1.02 P/B ratio, and 21.54% earnings growth, these metrics solidify its Netural investment rating.