Symbols

UPST

Upstart·NASDAQ

--(--)

Signals Analysis

Bullish signal 6

Bearish signal 1

Consensus Rating "Strong Buy"

High Gross Profit Margin

Significant Net Income Growth

High Cash/net Profit Ratio

Low Cash Short-term Debt Ratio

Revenue Beats Expectation

EPS Beats Expectation

Key Stats

0.0000DAY`S RANGE0.0000

0.000052 WK RANGE0.0000

Open

0.0000

Prev.Close

0.0000

%Range

Turnover

Avg Vol(4W)

Market Cap

Div.Yield

P/E(TTM)

EPS(TTM)

Beta

Free Float

Shares Outstanding

%Turnover

P/E(DYN)

P/B

BVPS

High

0.0000

Low

0.0000

52 Week High

0.0000

52 Week Low

0.0000

About UPST

Upstart Holdings, Inc.

A leading artificial intelligence lending marketplace

Industry

Consumer credit

Established Date

Listing Date

12/16/2020

Exchange

NASDAQ Stock Exchange

Full-time Employees

1,405

Fiscal Year Ends

12-31

Website

www.upstart.com

Security Type

Common stock

Office address

2950 S. Delaware Street, Suite 410, San Mateo, CA 94403

Business

Introduction

Upstart Holdings, Inc., was incorporated in Delaware in 2012. The company operates an artificial intelligence-driven lending market that facilitates unsecured and secured credit products including personal loans, auto loans and home equity lines of credit. Its platform applies proprietary artificial intelligence models to underwriting, fraud detection and income verification, aiming to improve access to credit and automate the lending process.

Company Financials

EPS

UPST has released its 2025 Q4 earnings. EPS was reported at 0.46, versus the expected 0.34, beating expectations. The chart below visualizes how UPST has performed over recent quarters, highlighting trends in earnings surprises.

Revenue & Expenses

UPST has released its 2025 Q4 earnings report, with revenue of 296.09M, reflecting a YoY change of 35.22%, and net profit of 18.64M, showing a YoY change of 776.44%. The Sankey diagram below clearly presents UPST's revenue sources and cost distribution.