UPBD
Upbound Group·NASDAQ
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UPBD fundamentals
Upbound Group (UPBD) released its earnings on Oct 30, 2025: revenue was 1.17B (YoY +9.45%), beat estimates; EPS was 1 (YoY +5.26%), beat estimates.
Revenue / YoY
1.17B
+9.45%
EPS / YoY
1
+5.26%
Report date
Oct 30, 2025
UPBD Earnings Call Summary for Q3,2025
- Revenue Growth: Q3 revenue $1.16 billion (+9% YoY), driven by Acima (+11% GMV) and Brigit (+40% revenue).
- Segment Performance: Acima EBITDA margin 12% (down 130bps YoY), Brigit EBITDA $9.3 million (16.1% margin), Rent-A-Center EBITDA margin 16.2%.
- Underwriting Tightening: Acima charge-offs 9.7% (up 50bps YoY), guiding to peak 10% in Q4 before improving in 2026.
- Tax Benefits: $150 million tax savings to support deleveraging and growth investments.
- 2026 Outlook: Acima targeting high single-digit to low double-digit GMV growth, Brigit testing new credit products.
EPS
Revenue
Revenue & Expenses
UPBD has released its 2025 Q3 earnings report, with revenue of 1.16B, reflecting a YoY change of 8.97%, and net profit of 13.22M, showing a YoY change of -57.16%. The Sankey diagram below clearly presents UPBD's revenue sources and cost distribution.
Key Indicators
Upbound Group (UPBD) key financial stats and ratios, covering profitability, financial health, and leverage.
Upbound Group (UPBD)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Upbound Group (UPBD)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Upbound Group (UPBD)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Upbound Group (UPBD) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Upbound Group (UPBD) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
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What is Upbound Group's gross profit margin?What is Upbound Group's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Upbound Group year over year?What factors drove the changes in Upbound Group's revenue and profit?What were the key takeaways from Upbound Group’s earnings call?Did Upbound Group beat or miss consensus estimates last quarter?What guidance did Upbound Group's management provide for the next earnings period?What were the key takeaways from Upbound Group's earnings call?
