Upbound Group (UPBD) Fundamental Analysis: Revenue, Earnings & Valuation

5.45 / 10

Netural

Fundamental analysis scores 5.5/10, indicating mixed health. Positive drivers include rising cash‑up and strong YoY net cash flow per share, while Net income‑Revenue and Profit‑MV lag. Weighted factor scores show cash‑related metrics contributing positively, but profit‑to‑market value drags performance, prompting caution.

Analysis Checks(4/10)

Net cash flow from operating activities per share (YoY growth rate %)

Value175.68

Score3/3

Weight25.31%

1M Return5.22%

Net cash flow from operating activities / Operating revenue (%)

Value6.55

Score3/3

Weight20.66%

1M Return4.06%

Profit-MV

Value1.08

Score0/3

Weight-2.28%

1M Return-0.57%

Net income-Revenue

Value-1.93

Score1/3

Weight4.25%

1M Return0.97%

Non-current liabilities / Total liabilities (%)

Value76.16

Score1/3

Weight10.94%

1M Return2.41%

Current assets turnover ratio

Value12.46

Score1/3

Weight7.99%

1M Return1.81%

Cash-UP

Value-1.23

Score2/3

Weight2.36%

1M Return0.56%

Fixed assets turnover ratio

Value8.46

Score0/3

Weight-0.80%

1M Return-0.19%

Net cash flow from operating activities / Total liabilities (%)

Value0.12

Score3/3

Weight24.49%

1M Return4.81%

Cash-MV

Value0.21

Score1/3

Weight7.08%

1M Return1.74%

Is UPBD undervalued or overvalued?

UPBD scores 5.45/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.06% ROE, 1.56% net margin, 14.28 P/E ratio, 1.50 P/B ratio, and -42.48% earnings growth, these metrics solidify its Netural investment rating.