Unity Bancorp (UNTY) Fundamental Analysis: Revenue, Earnings & Valuation

3.39 / 10

Netural

Fundamental analysis shows a weak profile for Unity Bancorp: key metrics include PB-ROE at 2.4617 (Group 4, score 1/3), Net profit to Net profit ratio at 100% (Group 2, score 1), Gross profit margin at 36.70% (Group 1, score 3), and ROE at 13.50% (Group 4, score 3). The weighted fundamental score is 3.39, with the most supportive factors being Gross profit margin and Total profit / EBIT, while PB-ROE and Net profit ratio pose challenges. This indicates a fundamentally challenged position that may constrain long-term upside.

Analysis Checks(6/10)

Revenue-MV

Value0.21

Score1/3

Weight9.59%

1M Return3.72%

Annualized return on equity (%)

Value17.99

Score3/3

Weight11.29%

1M Return4.73%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score1/3

Weight6.95%

1M Return3.07%

Gross profit margin (%)

Value36.70

Score3/3

Weight7.91%

1M Return3.46%

PB-ROE

Value2.46

Score1/3

Weight10.73%

1M Return4.74%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.89%

1M Return3.44%

ROE (diluted) (%)

Value12.72

Score3/3

Weight11.07%

1M Return4.63%

Asset-MV

Value-0.51

Score0/3

Weight9.25%

1M Return3.95%

ROE (%)

Value13.50

Score3/3

Weight11.29%

1M Return4.73%

Cash-MV

Value0.13

Score2/3

Weight14.06%

1M Return5.53%

Is UNTY fundamentally strong?

UNTY scores 3.39/10 on fundamentals and holds a Fair valuation at present. Backed by its 13.50% ROE, 43.21% net margin, 10.39 P/E ratio, 1.68 P/B ratio, and 36.20% earnings growth, these metrics solidify its Netural investment rating.