Unity Bancorp (UNTY) Fundamental Analysis: Revenue, Earnings & Valuation

2.96 / 10

Underperform

Analysis concludes challenging fundamental quality (3.0/10). Favorable components: Profit-MV and Current assets turnover ratio, despite concerns regarding PB-ROE and Revenue-MV. Investment recommendation: challenging.

Analysis Checks(7/10)

Revenue-MV

Value-0.84

Score0/3

Weight4.00%

1M Return1.66%

Gross profit margin (%)

Value35.31

Score3/3

Weight8.18%

1M Return3.33%

Profit-MV

Value1.45

Score3/3

Weight18.57%

1M Return6.64%

Net income-Revenue

Value0.91

Score1/3

Weight12.66%

1M Return4.53%

PB-ROE

Value-0.88

Score0/3

Weight9.73%

1M Return3.96%

Total profit (YoY growth rate %)

Value38.83

Score2/3

Weight10.63%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value52.31

Score3/3

Weight8.18%

1M Return3.33%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.18%

1M Return3.33%

Current assets turnover ratio

Value2.32

Score3/3

Weight8.21%

1M Return3.34%

Cash-UP

Value-2.12

Score2/3

Weight11.66%

1M Return4.61%

Is UNTY fundamentally strong?

UNTY scores 2.96/10 on fundamentals and holds a Premium valuation at present. Backed by its 18.08% ROE, 43.96% net margin, 9.26 P/E ratio, 1.55 P/B ratio, and 39.95% earnings growth, these metrics solidify its Underperform investment rating.