UMBF
UMB Financial·NASDAQ
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UMBF fundamentals
UMB Financial (UMBF) released its earnings on Jan 27, 2026: revenue was 720.87M (YoY +66.03%), beat estimates; EPS was 3.08 (YoY +23.69%), beat estimates.
Revenue / YoY
720.87M
+66.03%
EPS / YoY
3.08
+23.69%
Report date
Jan 27, 2026
UMBF Earnings Call Summary for Q4,2025
- Record Growth: Q4 loan growth of 13% vs. 4.9% peer median, driven by C&I and Heartland integration.
- Profitability: Efficiency ratio improved to 55.5%, targeting positive operating leverage in 2026.
- Capital Strength: Common equity Tier 1 ratio of 10.6%, up 26 bps from Q3.
- Credit Quality: Net charge-offs at 13 bps, NPLs at 37 bps of loans,优于行业平均水平。
- Strategic Focus: Organic growth prioritized over M&A, with cautious approach to deals above $100 billion.
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Key Indicators
UMB Financial (UMBF) key financial stats and ratios, covering profitability, financial health, and leverage.
UMB Financial (UMBF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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UMB Financial (UMBF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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UMB Financial (UMBF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does UMB Financial (UMBF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track UMB Financial (UMBF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does UMB Financial do and what are its main business segments?What were the key takeaways from UMB Financial’s earnings call?What is the revenue and EPS growth rate for UMB Financial year over year?What is UMB Financial's gross profit margin?What guidance did UMB Financial's management provide for the next earnings period?Did UMB Financial beat or miss consensus estimates last quarter?What factors drove the changes in UMB Financial's revenue and profit?What were the key takeaways from UMB Financial's earnings call?
