Symbols

UFCS

United Fire Group·NASDAQ

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UFCS fundamentals

UFCS Q4 2025 Earnings

United Fire Group (UFCS) released its earnings on Feb 11, 2026: revenue was 341.05M (YoY +10.68%), beat estimates; EPS was 1.5 (YoY +20.00%), beat estimates.

Revenue / YoY

341.05M

+10.68%

EPS / YoY

1.5

+20.00%

Report date

Feb 11, 2026

UFCS Earnings Call Summary for Q4,2025

Record Growth and Profitability: 9% premium growth, 13.7% ROE, and $7 million underwriting profit highlight UFG's transformation success.
Dividend Expansion: 25% dividend increase to $0.20 per share signals confidence in sustained profitability.
Market Resilience: Despite competitive pressure, disciplined underwriting and technology investments drive margin stability.
Catastrophe Management: Improved loss ratios and reserve discipline mitigate catastrophe risks, with modeled 2026 loss ratio below 5%.
Expense Efficiency: Targeting a 35% expense ratio and 10% annual growth to enhance operational leverage.

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Key Indicators

United Fire Group (UFCS) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

United Fire Group (UFCS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

United Fire Group (UFCS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

United Fire Group (UFCS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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