UFCS
United Fire Group·NASDAQ
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UFCS fundamentals
United Fire Group (UFCS) released its earnings on Nov 4, 2025: revenue was 328.43M (YoY +9.41%), missed estimates; EPS was 1.5 (YoY +85.19%), beat estimates.
Revenue / YoY
328.43M
+9.41%
EPS / YoY
1.5
+85.19%
Report date
Nov 4, 2025
UFCS Earnings Call Summary for Q3,2025
- Record Q3 Results: $39.2 million net income (double YoY), 91.9% combined ratio, and $328 million net written premium, marking the best third-quarter performance in 20 years.
- Underwriting Excellence: 56% underlying loss ratio (down 1.9 points) and 1.3% catastrophe loss ratio, driven by disciplined underwriting and portfolio optimization.
- Investment Strength: 17% year-over-year growth in fixed income income and 10% annualized return on limited partnerships, supporting 12.7% ROE.
- Market Resilience: Focused on core commercial (99% of accounts below $500k) and new business (27% of Q3 premium), with underwriting expertise maintaining margins in a softening market.
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Key Indicators
United Fire Group (UFCS) key financial stats and ratios, covering profitability, financial health, and leverage.
United Fire Group (UFCS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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United Fire Group (UFCS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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United Fire Group (UFCS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does United Fire Group (UFCS) generate its revenue? Explore its key revenue streams and top earning regions.
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Track United Fire Group (UFCS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from United Fire Group’s earnings call?What does United Fire Group do and what are its main business segments?What is the revenue and EPS growth rate for United Fire Group year over year?What factors drove the changes in United Fire Group's revenue and profit?What were the key takeaways from United Fire Group's earnings call?What is United Fire Group's latest dividend and current dividend yield?What is the market's earnings forecast for United Fire Group next quarter?Did United Fire Group beat or miss consensus estimates last quarter?
