United Bankshares (UBSI) Fundamental Analysis: Revenue, Earnings & Valuation

1.51 / 10

Underperform

UBSI's financial health is suboptimal, scoring only 1.5/10 on the fundamental scale. Key concerns include an insufficient net profit margin ratio and a positive PB-ROE difference, while moderate scores in gross profit margin and total profit/EBIT offer limited relief. The company's 23.28% year-over-year profit growth is encouraging but not enough to offset other weaknesses, leading to an overall 'underperform' rating.

Analysis Checks(2/10)

Net assets per share (growth rate compared to beginning of year %)

Value4.56

Score0/3

Weight4.96%

1M Return2.09%

Revenue-MV

Value0.16

Score0/3

Weight8.40%

1M Return3.16%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score1/3

Weight7.77%

1M Return3.05%

Gross profit margin (%)

Value36.70

Score3/3

Weight8.87%

1M Return3.43%

Profit-MV

Value0.15

Score1/3

Weight12.90%

1M Return4.44%

Total profit (YoY growth rate %)

Value23.28

Score1/3

Weight8.67%

1M Return3.23%

PB-ROE

Value1.41

Score1/3

Weight12.90%

1M Return4.93%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.87%

1M Return3.43%

Asset-MV

Value-0.50

Score1/3

Weight18.44%

1M Return5.76%

Cash-MV

Value0.14

Score0/3

Weight8.21%

1M Return3.01%

Is UBSI fundamentally strong?

UBSI scores 1.51/10 on fundamentals and holds a Premium valuation at present. Backed by its 6.43% ROE, 36.43% net margin, 14.80 P/E ratio, 1.17 P/B ratio, and 15.47% earnings growth, these metrics solidify its Underperform investment rating.