TWFG
TWFG·NASDAQ
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TWFG fundamentals
TWFG (TWFG) released its earnings on Nov 12, 2025: revenue was 64.12M (YoY +17.44%), beat estimates; EPS was 0.23 (YoY +53.33%), beat estimates.
Revenue / YoY
64.12M
+17.44%
EPS / YoY
0.23
+53.33%
Report date
Nov 12, 2025
TWFG Earnings Call Summary for Q3,2025
- Revenue Growth: Q3 revenue up 21% QoQ to $64.1 million, driven by 10.2% organic growth and M&A.
- Profitability: Adjusted EBITDA margin expanded 430 bps to 26.5%, with $13 million adjusted net income (55% YoY growth).
- Strategic Expansion: 23 new Alabama locations and 370 MGA agents enhance national reach.
- Market Outlook: Softening personal lines market improves carrier access, but rate normalization may take 12-18 months.
- 2026 Guidance: $240-$245 million revenues, 11%-13% organic growth, 24%-25% EBITDA margins.
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Revenue
Revenue & Expenses
TWFG has released its 2025 Q3 earnings report, with revenue of 64.12M, reflecting a YoY change of 21.30%, and net profit of 9.62M, showing a YoY change of 39.56%. The Sankey diagram below clearly presents TWFG's revenue sources and cost distribution.
Key Indicators
TWFG (TWFG) key financial stats and ratios, covering profitability, financial health, and leverage.
TWFG (TWFG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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TWFG (TWFG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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TWFG (TWFG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does TWFG (TWFG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track TWFG (TWFG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is TWFG's latest dividend and current dividend yield?What were the key takeaways from TWFG's earnings call?What were the key takeaways from TWFG’s earnings call?What is TWFG's gross profit margin?What is the revenue and EPS growth rate for TWFG year over year?What guidance did TWFG's management provide for the next earnings period?What is the market's earnings forecast for TWFG next quarter?Did TWFG beat or miss consensus estimates last quarter?
