TRST
Trustco Bank·NASDAQ
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
TRST fundamentals
Trustco Bank (TRST) released its earnings on Oct 21, 2025: revenue was 47.81M (YoY +9.71%), beat estimates; EPS was 0.86 (YoY +26.47%), missed estimates.
Revenue / YoY
47.81M
+9.71%
EPS / YoY
0.86
+26.47%
Report date
Oct 21, 2025
TRST Earnings Call Summary for Q3,2025
- Financial Performance: Q3 net income up 26.3% YoY to $16.3 million, ROA 1.02%, ROE 9.29%.
- Loan Growth: Average loans $5.2 billion (+2.5% YoY), home equity up 15.7%, commercial up 12.4%.
- NIM Expansion: Net interest margin 2.79% (+18bps YoY), deposits $5.5 billion (+$217M YoY).
- Credit Quality: NPLs 0.36%, coverage ratio 280%, $194K recoveries from 5 properties.
- Share Buybacks: 467,000 shares repurchased YTD, $533,000 remaining under program.
- Expansion Strategy: Targeting Pasco County, FL, and infill locations in NY.
EPS
Revenue
Revenue & Expenses
Key Indicators
Trustco Bank (TRST) key financial stats and ratios, covering profitability, financial health, and leverage.
Trustco Bank (TRST)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Trustco Bank (TRST)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Trustco Bank (TRST)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Trustco Bank (TRST) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Trustco Bank (TRST) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is the market's earnings forecast for Trustco Bank next quarter?What is the revenue and EPS growth rate for Trustco Bank year over year?What factors drove the changes in Trustco Bank's revenue and profit?Did Trustco Bank beat or miss consensus estimates last quarter?What is Trustco Bank's latest dividend and current dividend yield?What were the key takeaways from Trustco Bank’s earnings call?What is Trustco Bank's gross profit margin?What were the key takeaways from Trustco Bank's earnings call?
