Tfs Financial (TFSL) Fundamental Analysis: Revenue, Earnings & Valuation

0.19 / 10

Underperform

Fundamentals are challenging, earning only 0.2/10 and rated Underperform. Revenue‑MV and Cash‑UP show modest strengths, but operating revenue growth, asset‑MV and profit‑MV are weak. Overall financial health is unfavorable.

Analysis Checks(7/10)

Revenue-MV

Value-1.63

Score2/3

Weight-103.96%

1M Return1.93%

Days sales outstanding

Value223.49

Score2/3

Weight-37.19%

1M Return0.68%

Profit-MV

Value-1.32

Score0/3

Weight237.46%

1M Return-6.12%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight-38.67%

1M Return0.71%

PB-ROE

Value-0.85

Score2/3

Weight54.44%

1M Return-1.06%

Net cash flow from operating activities (YoY growth rate %)

Value-6.98

Score3/3

Weight-189.62%

1M Return3.28%

Cash-UP

Value-0.15

Score2/3

Weight92.70%

1M Return-2.12%

Operating revenue (YoY growth rate %)

Value177.16

Score1/3

Weight33.87%

1M Return-0.60%

Asset-MV

Value-0.55

Score1/3

Weight42.10%

1M Return-1.02%

Cash-MV

Value0.02

Score2/3

Weight8.86%

1M Return-0.18%

Is TFSL fundamentally strong?

TFSL scores 0.19/10 on fundamentals and holds a Premium valuation at present. Backed by its 1.17% ROE, 27.49% net margin, 44.90 P/E ratio, 2.11 P/B ratio, and 10.34% earnings growth, these metrics solidify its Underperform investment rating.