TFSL
Tfs Financial·NASDAQ
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8.64 / 10
Outperform
Fundamental analysis of TFS Financial reveals a superior composite score of 8.6/10. Key strengths include a healthy 20.7% tax-to-profit ratio (group 3) and fast asset turnover rates. The company's Days Sales Outstanding of 354.9759 places it in group 2 with a quality score of 2, indicating room for improvement in receivables collection. Overall, fundamental health is strongly positive, supporting an Outperform rating.
Analysis Checks(3/10)
Revenue-MV
Value-1.66
Score0/3
Weight-19.51%
1M Return-3.20%
Value-1.66
Score0/3
Weight-19.51%
1M Return-3.20%
Profit-MV
Value0.18
Score0/3
Weight-21.28%
1M Return-3.56%
Value0.18
Score0/3
Weight-21.28%
1M Return-3.56%
Accounts receivable turnover ratio
Value24.25
Score1/3
Weight8.35%
1M Return1.09%
Value24.25
Score1/3
Weight8.35%
1M Return1.09%
Income tax / Total profit (%)
Value20.71
Score3/3
Weight58.15%
1M Return7.11%
Value20.71
Score3/3
Weight58.15%
1M Return7.11%
Total assets turnover ratio
Value0.96
Score1/3
Weight10.93%
1M Return1.39%
Value0.96
Score1/3
Weight10.93%
1M Return1.39%
Days sales outstanding
Value354.98
Score2/3
Weight8.17%
1M Return1.06%
Value354.98
Score2/3
Weight8.17%
1M Return1.06%
Net income-Revenue
Value0.48
Score1/3
Weight12.80%
1M Return1.58%
Value0.48
Score1/3
Weight12.80%
1M Return1.58%
PB-ROE
Value-0.83
Score0/3
Weight-10.50%
1M Return-1.57%
Value-0.83
Score0/3
Weight-10.50%
1M Return-1.57%
Current assets turnover ratio
Value2.52
Score1/3
Weight10.12%
1M Return1.31%
Value2.52
Score1/3
Weight10.12%
1M Return1.31%
Asset-MV
Value1.43
Score2/3
Weight42.77%
1M Return6.93%
Value1.43
Score2/3
Weight42.77%
1M Return6.93%
Revenue-MV
Value-1.66
Score0/3
Weight-19.51%
1M Return-3.20%
Value-1.66
Score0/3
Weight-19.51%
1M Return-3.20%
Days sales outstanding
Value354.98
Score2/3
Weight8.17%
1M Return1.06%
Value354.98
Score2/3
Weight8.17%
1M Return1.06%
Profit-MV
Value0.18
Score0/3
Weight-21.28%
1M Return-3.56%
Value0.18
Score0/3
Weight-21.28%
1M Return-3.56%
Net income-Revenue
Value0.48
Score1/3
Weight12.80%
1M Return1.58%
Value0.48
Score1/3
Weight12.80%
1M Return1.58%
Accounts receivable turnover ratio
Value24.25
Score1/3
Weight8.35%
1M Return1.09%
Value24.25
Score1/3
Weight8.35%
1M Return1.09%
PB-ROE
Value-0.83
Score0/3
Weight-10.50%
1M Return-1.57%
Value-0.83
Score0/3
Weight-10.50%
1M Return-1.57%
Income tax / Total profit (%)
Value20.71
Score3/3
Weight58.15%
1M Return7.11%
Value20.71
Score3/3
Weight58.15%
1M Return7.11%
Current assets turnover ratio
Value2.52
Score1/3
Weight10.12%
1M Return1.31%
Value2.52
Score1/3
Weight10.12%
1M Return1.31%
Total assets turnover ratio
Value0.96
Score1/3
Weight10.93%
1M Return1.39%
Value0.96
Score1/3
Weight10.93%
1M Return1.39%
Asset-MV
Value1.43
Score2/3
Weight42.77%
1M Return6.93%
Value1.43
Score2/3
Weight42.77%
1M Return6.93%
Is TFSL undervalued or overvalued?
- TFSL scores 8.64/10 on fundamentals and holds a Discounted valuation at present. Backed by its 1.17% ROE, 27.49% net margin, 46.85 P/E ratio, 2.20 P/B ratio, and 10.34% earnings growth, these metrics solidify its Outperform investment rating.
