TriCo Bancshares (TCBK) Fundamental Analysis: Revenue, Earnings & Valuation

2.36 / 10

Underperform

Fundamental analysis rates TCBK as Underperform with a 2.4/10 score. Strengths include solid gross profit margin and healthy liability ratios, while PB‑ROE and Asset‑MV are negative, indicating valuation and asset efficiency concerns.

Analysis Checks(5/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.91%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.90%

1M Return3.70%

Profit-MV

Value1.19

Score1/3

Weight9.36%

1M Return3.90%

Net income-Revenue

Value0.70

Score1/3

Weight13.12%

1M Return5.19%

PB-ROE

Value-0.91

Score1/3

Weight10.18%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.91%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.90%

1M Return3.70%

Cash-UP

Value-0.53

Score2/3

Weight9.52%

1M Return4.32%

Asset-MV

Value-0.55

Score1/3

Weight16.00%

1M Return6.12%

Cash-MV

Value-0.34

Score1/3

Weight10.20%

1M Return4.31%

Is TCBK undervalued or overvalued?

TCBK scores 2.36/10 on fundamentals and holds a Premium valuation at present. Backed by its 9.54% ROE, 29.00% net margin, 12.67 P/E ratio, 1.16 P/B ratio, and 7.20% earnings growth, these metrics solidify its Underperform investment rating.