TCBIO
Texas Capital Bancshares Pref B ADR·NASDAQ
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TCBIO fundamentals
Texas Capital Bancshares Pref B ADR (TCBIO) released its earnings on Oct 22, 2025: revenue was 340.35M (YoY +171.56%), beat estimates; EPS was 2.18 (YoY +36.25%), beat estimates.
Revenue / YoY
340.35M
+171.56%
EPS / YoY
2.18
+36.25%
Report date
Oct 22, 2025
TCBIO Earnings Call Summary for Q3,2025
- Record Financials: All-time highs in revenue ($340M), net income ($101M), EPS ($2.18), and tangible book value ($73.02).
- Investment Banking Dominance: 20% fee growth, repeat clients driving 35% of fees, #2 in syndicated loans.
- Credit Excellence: 41% YoY criticized loans reduction, 1.79% allowance ratio, 90% new clients adopt multiple services.
- Capital Strength: 12.14% CET1, 10.25% TCE, 24% liquidity, 54% mortgage loans under enhanced credit structures.
- Shareholder Returns: 12% buybacks at $59, 36% EPS growth, 1.3% ROA vs. 1.1% target.
- Strategic Growth: Texas industry expansion, SBA lending top 5, 12% annualized C&I commitments growth.
- Resilient NII: 13% YoY growth, 3.3% margin despite 100bp rate cuts, 3.8% mortgage yield.
- Client Engagement: 22% YoY deposit growth, 91% treasury fee increase, 85% self-funding ratio.
- Risk Management: 3.5x reserves, idiosyncratic credit issues, conservative risk stance.
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Key Indicators
Texas Capital Bancshares Pref B ADR (TCBIO) key financial stats and ratios, covering profitability, financial health, and leverage.
Texas Capital Bancshares Pref B ADR (TCBIO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Texas Capital Bancshares Pref B ADR (TCBIO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Texas Capital Bancshares Pref B ADR (TCBIO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Texas Capital Bancshares Pref B ADR (TCBIO) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Texas Capital Bancshares Pref B ADR (TCBIO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Texas Capital Bancshares Pref B ADR's revenue and profit?What guidance did Texas Capital Bancshares Pref B ADR's management provide for the next earnings period?What is the revenue and EPS growth rate for Texas Capital Bancshares Pref B ADR year over year?Did Texas Capital Bancshares Pref B ADR beat or miss consensus estimates last quarter?What is the market's earnings forecast for Texas Capital Bancshares Pref B ADR next quarter?What were the key takeaways from Texas Capital Bancshares Pref B ADR’s earnings call?What does Texas Capital Bancshares Pref B ADR do and what are its main business segments?What were the key takeaways from Texas Capital Bancshares Pref B ADR's earnings call?
