Texas Capital Bancshares (TCBI) Fundamental Analysis: Revenue, Earnings & Valuation

4.92 / 10

Netural

Fundamental score is 4.92/10, with strong gross profit margin (48.34%) and solid liability ratios. Asset‑MV and Revenue‑MV show negative values but belong to high‑return groups, boosting outlook. PB‑ROE and Cash‑MV are weak, dragging the overall rating toward average.

Analysis Checks(7/10)

Revenue-MV

Value-0.38

Score3/3

Weight13.42%

1M Return6.46%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.43%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.43%

1M Return3.48%

Profit-MV

Value1.29

Score1/3

Weight8.84%

1M Return4.81%

Net income-Revenue

Value0.83

Score3/3

Weight13.13%

1M Return6.34%

PB-ROE

Value-0.93

Score0/3

Weight7.51%

1M Return3.52%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.43%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.43%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight25.04%

1M Return9.93%

Cash-MV

Value0.16

Score0/3

Weight6.35%

1M Return3.33%

Is TCBI fundamentally strong?

TCBI scores 4.92/10 on fundamentals and holds a Fair valuation at present. Backed by its 8.94% ROE, 26.30% net margin, 13.39 P/E ratio, 1.15 P/B ratio, and 431.78% earnings growth, these metrics solidify its Netural investment rating.