TBBK
The Bancorp·NASDAQ
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1.69 / 10
Underperform
TBBK's fundamentals are rated as underperform, with a low factor score of 1.7/10. Key weaknesses include Net profit attributable to parent company shareholders / Net profit ratio at 100.0 (group 2, score 1/3) and PB-ROE at 1.4117 (group 4, score 1), indicating valuation concerns. However, Gross profit margin (36.7%, group 1, score 3) and Total profit / EBIT (100.0, group 1, score 3) remain solid, offering some resilience. Net assets per share growth (4.68%, group 3, score 2) also adds a positive fundamental tailwind.
Analysis Checks(4/10)
Net assets per share (growth rate compared to beginning of year %)
Value4.68
Score2/3
Weight9.32%
1M Return3.75%
Value4.68
Score2/3
Weight9.32%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.41%
1M Return3.05%
Value100.00
Score1/3
Weight7.41%
1M Return3.05%
Profit-MV
Value-0.19
Score0/3
Weight12.07%
1M Return4.15%
Value-0.19
Score0/3
Weight12.07%
1M Return4.15%
PB-ROE
Value1.41
Score1/3
Weight12.30%
1M Return4.93%
Value1.41
Score1/3
Weight12.30%
1M Return4.93%
Asset-MV
Value-0.50
Score0/3
Weight11.42%
1M Return4.22%
Value-0.50
Score0/3
Weight11.42%
1M Return4.22%
Revenue-MV
Value0.16
Score0/3
Weight8.01%
1M Return3.16%
Value0.16
Score0/3
Weight8.01%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.46%
1M Return3.43%
Value36.70
Score3/3
Weight8.46%
1M Return3.43%
Total profit (YoY growth rate %)
Value5.69
Score1/3
Weight8.26%
1M Return3.23%
Value5.69
Score1/3
Weight8.26%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.46%
1M Return3.43%
Value100.00
Score3/3
Weight8.46%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight14.28%
1M Return5.25%
Value0.14
Score2/3
Weight14.28%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value4.68
Score2/3
Weight9.32%
1M Return3.75%
Value4.68
Score2/3
Weight9.32%
1M Return3.75%
Revenue-MV
Value0.16
Score0/3
Weight8.01%
1M Return3.16%
Value0.16
Score0/3
Weight8.01%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.41%
1M Return3.05%
Value100.00
Score1/3
Weight7.41%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.46%
1M Return3.43%
Value36.70
Score3/3
Weight8.46%
1M Return3.43%
Profit-MV
Value-0.19
Score0/3
Weight12.07%
1M Return4.15%
Value-0.19
Score0/3
Weight12.07%
1M Return4.15%
Total profit (YoY growth rate %)
Value5.69
Score1/3
Weight8.26%
1M Return3.23%
Value5.69
Score1/3
Weight8.26%
1M Return3.23%
PB-ROE
Value1.41
Score1/3
Weight12.30%
1M Return4.93%
Value1.41
Score1/3
Weight12.30%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.46%
1M Return3.43%
Value100.00
Score3/3
Weight8.46%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight11.42%
1M Return4.22%
Value-0.50
Score0/3
Weight11.42%
1M Return4.22%
Cash-MV
Value0.14
Score2/3
Weight14.28%
1M Return5.25%
Value0.14
Score2/3
Weight14.28%
1M Return5.25%
Is TBBK undervalued or overvalued?
- TBBK scores 1.69/10 on fundamentals and holds a Premium valuation at present. Backed by its 21.93% ROE, 32.98% net margin, 11.71 P/E ratio, 3.38 P/B ratio, and 21.50% earnings growth, these metrics solidify its Underperform investment rating.
