Symbols

STNE

StoneCo·NASDAQ

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STNE fundamentals

STNE Q4 2025 Earnings

StoneCo (STNE) released its earnings on Mar 2, 2026: revenue was 680.10M (YoY +16.82%), missed estimates; EPS was 0.524 (YoY +43.76%), beat estimates.

Revenue / YoY

680.10M

+16.82%

EPS / YoY

0.524

+43.76%

Report date

Mar 2, 2026

STNE Earnings Call Summary for Q4,2025

Revenue & Profit Growth: Adjusted gross profit up 13.5% YoY to BRL 6.319 billion, EPS up 34% to BRL 9.71. Credit revenue surged 33% QoQ to BRL 238 million.
Capital Return: BRL 3 billion in 2025 buybacks, 2026 guidance includes BRL 2 billion buybacks. Linx proceeds to be distributed in 2026.
Credit Expansion: Portfolio BRL 2.8 billion (23% QoQ), with disciplined risk management (coverage ratio 264%).
AI & Efficiency: AI pilots reducing costs, long-term productivity gains expected.
Guidance 2026-27: Gross profit BRL 6.6-7 billion (2026), BRL 7.2-8.3 billion (2027). EPS BRL 10.8-11.4 (2026), BRL 11.8-13.4 (2027).

Earnings

EPS

Revenue

Revenue & Expenses

STNE has released its 2025 Q4 earnings report, with revenue of 680.18M, reflecting a YoY change of 27.63%, and net profit of 92.05M, showing a YoY change of 119.48%. The Sankey diagram below clearly presents STNE's revenue sources and cost distribution.

Key Indicators

StoneCo (STNE) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

StoneCo (STNE)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

StoneCo (STNE)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

StoneCo (STNE)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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