StoneCo (STNE) Fundamental Analysis: Revenue, Earnings & Valuation

8.50 / 10

Outperform

Fundamentally, StoneCo is rated Outperform with an 8.5 score. Strong cash‑flow growth and earnings per share metrics drive the rating, while diluted ROE and equity‑ratio weaknesses dampen it. Overall, fundamentals appear robust despite some balance‑sheet concerns.

Analysis Checks(7/10)

Shareholders’ equity attributable to parent company / Total liabilities (%)

Value0.21

Score1/3

Weight-2.81%

1M Return-0.73%

ROE (diluted) (YoY growth rate %)

Value147.11

Score0/3

Weight-8.06%

1M Return-2.74%

Equity ratio (Total liabilities / Shareholders’ equity attributable to parent company) (%)

Value4.66

Score1/3

Weight-2.44%

1M Return-0.63%

Net cash flow from operating activities / Operating revenue (%)

Value4.78

Score2/3

Weight7.62%

1M Return1.99%

Net income-Revenue

Value0.10

Score3/3

Weight9.98%

1M Return2.56%

Basic earnings per share (YoY growth rate %)

Value273.31

Score3/3

Weight10.53%

1M Return2.69%

Net cash flow from operating activities (YoY growth rate %)

Value118.68

Score3/3

Weight8.97%

1M Return2.26%

Diluted earnings per share (YoY growth rate %)

Value272.71

Score3/3

Weight8.76%

1M Return2.21%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value253.09

Score3/3

Weight9.88%

1M Return2.50%

Asset-MV

Value-0.55

Score3/3

Weight57.57%

1M Return12.37%

Is STNE undervalued or overvalued?

STNE scores 8.50/10 on fundamentals and holds a Discounted valuation at present. Backed by its 20.29% ROE, 16.53% net margin, 8.31 P/E ratio, 1.75 P/B ratio, and 295.68% earnings growth, these metrics solidify its Outperform investment rating.