SOFI
SoFi Technologies·NASDAQ
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SOFI fundamentals
During Q4 2025, SoFi Technologies (SOFI) reported revenue of 1.03B, a YoY change of 39.63%. Net income was 173.55M, a YoY change of -47.80%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q4,2019 | Q1,2020 | Q2,2020 | Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Oct 1, 2019 | Jan 1, 2020 | Apr 1, 2020 | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Dec 31, 2019 | Mar 31, 2020 | Jun 30, 2020 | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 64.24M -- | 78.30M -- | 114.95M -- | 200.79M -- | 171.49M +166.95% | 195.98M +150.29% | 231.27M +101.19% | 272.01M +35.47% | 285.61M +66.54% | 330.34M +68.56% | 362.53M +56.75% | 423.99M +55.87% | 456.68M +59.90% | 472.16M +42.93% | 498.02M +37.37% | 537.21M +26.70% | 615.40M +34.76% | 645.00M +36.61% | 598.62M +20.20% | 697.12M +29.77% | 734.13M +19.29% | 771.76M +19.65% | 854.94M +42.82% | 961.60M +37.94% | 1.03B +39.63% | 3.61B -- |
Net Interest Income | 69.05M -- | 47.15M -- | 42.75M -- | 49.21M -- | 38.82M -43.77% | 47.28M +0.28% | 56.01M +31.03% | 72.38M +47.07% | 76.58M +97.25% | 94.93M +100.79% | 122.73M +119.11% | 157.85M +118.10% | 208.58M +172.38% | 236.01M +148.61% | 291.13M +137.21% | 344.96M +118.54% | 389.64M +86.80% | 402.72M +70.64% | 412.58M +41.72% | 431.01M +24.94% | 470.17M +20.67% | 498.73M +23.84% | 517.84M +25.51% | 585.11M +35.75% | 617.28M +31.29% | 2.22B -- |
Interest Income | 129.50M -- | 97.28M -- | 86.06M -- | 88.12M -- | 92.07M -28.90% | 82.53M -15.17% | 84.11M -2.27% | 93.60M +6.22% | 94.78M +2.94% | 118.41M +43.48% | 149.51M +77.76% | 198.04M +111.58% | 307.41M +224.33% | 371.56M +213.79% | 470.00M +214.35% | 564.27M +184.93% | 645.24M +109.90% | 665.91M +79.22% | 674.60M +43.53% | 723.37M +28.20% | 743.94M +15.30% | 763.81M +14.70% | 792.40M +17.46% | 891.56M +23.25% | 927.42M +24.66% | 3.38B -- |
Interest Expense | 60.45M -- | 50.13M -- | 43.32M -- | 38.91M -- | 53.25M -11.91% | 35.25M -29.69% | 28.10M -35.14% | 21.23M -45.44% | 18.21M -65.81% | 23.48M -33.39% | 26.78M -4.67% | 40.19M +89.34% | 98.82M +442.81% | 135.55M +477.34% | 178.87M +567.85% | 219.31M +445.69% | 255.60M +158.64% | 263.19M +94.16% | 262.01M +46.48% | 292.36M +33.31% | 273.77M +7.11% | 265.09M +0.72% | 274.57M +4.79% | 306.45M +4.82% | 310.14M +13.29% | 1.16B -- |
Non-Interest Income | -4.81M -- | 31.15M -- | 72.20M -- | 151.57M -- | 132.67M +2860.47% | 148.70M +377.33% | 175.26M +142.73% | 199.63M +31.70% | 209.03M +57.56% | 235.41M +58.31% | 239.80M +36.82% | 266.13M +33.31% | 248.09M +18.69% | 236.15M +0.31% | 206.89M -13.72% | 192.25M -27.76% | 225.76M -9.00% | 242.28M +2.60% | 186.03M -10.08% | 266.11M +38.42% | 263.96M +16.92% | 273.03M +12.69% | 337.11M +81.21% | 376.49M +41.48% | 407.77M +54.48% | 1.39B -- |
Gain (Loss) on Trading Securities | -- -- | -- -- | -- -- | -- -- | 301.07M -- | -- -- | -- -- | -- -- | 482.76M +60.35% | -- -- | -- -- | -- -- | 565.37M +17.11% | -- -- | -- -- | 75.39M -- | 120.26M -78.73% | 57.00M -- | 61.53M -- | 80.01M +6.14% | 72.60M -39.63% | 48.36M -15.16% | 70.86M +15.15% | 65.43M -18.22% | 53.86M -25.82% | 238.50M -- |
Fees and Commissions Income | -- -- | -- -- | -- -- | -- -- | -19.43M -- | -- -- | -- -- | -- -- | -2.28M +88.26% | -- -- | -- -- | -- -- | 75.09M +3391.85% | -- -- | -- -- | 17.07M -- | -20.46M -127.25% | 17.69M -- | 12.02M -- | 55.64M +225.86% | 63.23M +409.04% | 97.20M +449.51% | 127.41M +960.12% | 164.90M +196.36% | 190.86M +201.82% | 580.36M -- |
Other Non-Interest Income | -4.81M -- | 31.15M -- | 72.20M -- | 151.57M -- | -148.98M -2999.83% | 148.70M +377.33% | 175.26M +142.73% | 199.63M +31.70% | -271.45M -82.21% | 235.41M +58.31% | 239.80M +36.82% | 266.13M +33.31% | -392.36M -44.54% | 236.15M +0.31% | 206.89M -13.72% | 99.79M -62.51% | 125.97M +132.10% | 167.59M -29.03% | 112.48M -45.63% | 130.46M +30.74% | 128.12M +1.71% | 127.48M -23.93% | 138.85M +23.44% | 146.16M +12.03% | 163.06M +27.26% | 575.54M -- |
Loan Impairment Loss | 0 -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 486.00K -- | 2.40M -- | 4.69M -- | 12.96M -- | 10.10M +1978.81% | 16.32M +579.84% | 14.95M +218.93% | 8.41M -35.14% | 12.62M +24.86% | 21.83M +33.74% | 12.09M -19.09% | 7.18M -14.57% | 11.64M -7.73% | 6.01M -72.46% | 6.88M -43.13% | 5.68M -20.94% | 10.04M -13.79% | 9.20M +52.99% | 5.41M -21.38% | 30.32M -- |
Income after Deducting Loan Impairment Loss | 64.24M -- | 78.30M -- | 114.95M -- | 200.79M -- | 171.49M +166.95% | 195.98M +150.29% | 230.79M +100.77% | 269.61M +34.27% | 280.92M +63.81% | 317.38M +61.94% | 352.42M +52.70% | 407.66M +51.21% | 441.73M +57.24% | 463.75M +46.12% | 485.40M +37.73% | 515.38M +26.42% | 603.31M +36.58% | 637.81M +37.53% | 586.98M +20.93% | 691.11M +34.10% | 727.25M +20.54% | 766.08M +20.11% | 844.91M +43.94% | 952.40M +37.81% | 1.02B +40.21% | 3.58B -- |
Operating Expenses | 187.19M -- | 184.61M -- | 206.91M -- | 243.47M -- | 259.06M +38.39% | 372.45M +101.75% | 396.18M +91.47% | 299.47M +23.00% | 390.38M +50.69% | 426.99M +14.64% | 448.14M +13.12% | 482.11M +60.99% | 480.68M +23.13% | 499.81M +17.05% | 534.73M +19.32% | 782.31M +62.27% | 552.15M +14.87% | 543.59M +8.76% | 571.64M +6.90% | 627.25M -19.82% | 667.32M +20.86% | 686.30M +26.25% | 732.72M +28.18% | 803.85M +28.15% | 834.31M +25.02% | 3.06B -- |
Selling, General and Administrative Expenses | 111.60M -- | 111.78M -- | 117.67M -- | 136.22M -- | 327.18M +193.18% | 248.93M +122.69% | 266.17M +126.20% | 155.45M +14.11% | 511.85M +56.44% | 274.64M +10.33% | 269.68M +1.32% | 288.33M +85.48% | 600.01M +17.23% | 298.84M +8.81% | 314.00M +16.43% | 409.43M +42.00% | 410.34M -31.61% | 412.67M +38.09% | 439.47M +39.96% | 487.54M +19.08% | 518.34M +26.32% | 530.09M +28.46% | 580.57M +32.11% | 636.71M +30.60% | 661.48M +27.61% | 2.41B -- |
Impairment Loss on Other Assets | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | 0 -- | 0 -- | -- -- | -- -- | 247.17M -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- |
Other Operating Expenses | 75.60M -- | 72.83M -- | 89.24M -- | 107.25M -- | -68.12M -190.11% | 123.52M +69.60% | 130.01M +45.69% | 144.03M +34.29% | -121.47M -78.32% | 152.34M +23.34% | 178.46M +37.26% | 193.78M +34.55% | -119.33M +1.76% | 200.97M +31.92% | 220.73M +23.69% | 125.70M -35.14% | 141.82M +218.84% | 130.92M -34.85% | 132.17M -40.12% | 139.71M +11.15% | 148.99M +5.06% | 156.21M +19.31% | 152.15M +15.12% | 167.14M +19.63% | 172.84M +16.01% | 648.33M -- |
Operating Profit | -122.95M -- | -106.31M -- | -91.96M -- | -42.69M -- | -87.56M +28.78% | -176.47M -65.99% | -165.39M -79.85% | -29.87M +30.03% | -109.45M -25.00% | -109.61M +37.89% | -95.72M +42.13% | -74.45M -149.28% | -38.95M +64.42% | -36.06M +67.10% | -49.33M +48.46% | -266.93M -258.53% | 51.16M +231.35% | 94.23M +361.31% | 15.34M +131.10% | 63.85M +123.92% | 59.92M +17.14% | 79.78M -15.33% | 112.19M +631.37% | 148.55M +132.64% | 185.33M +209.28% | 525.86M -- |
Income Before Income Taxes | -122.95M -- | -106.31M -- | -91.96M -- | -42.69M -- | -87.56M +28.78% | -176.47M -65.99% | -165.39M -79.85% | -29.87M +30.03% | -109.45M -25.00% | -109.61M +37.89% | -95.72M +42.13% | -74.45M -149.28% | -38.95M +64.42% | -36.06M +67.10% | -49.33M +48.46% | -266.93M -258.53% | 51.16M +231.35% | 94.23M +361.31% | 15.34M +131.10% | 63.85M +123.92% | 59.92M +17.14% | 79.78M -15.33% | 112.19M +631.37% | 148.55M +132.64% | 185.33M +209.28% | 525.86M -- |
Income Tax Expense | -411.00K -- | 57.00K -- | -99.77M -- | 192.00K -- | -4.95M -1104.14% | 1.10M +1828.07% | -78.00K +99.92% | 181.00K -5.73% | 1.56M +131.48% | 752.00K -31.57% | 119.00K +252.56% | -242.00K -233.70% | 1.06M -32.16% | -1.64M -317.69% | -1.78M -1595.80% | -244.00K -0.83% | 3.25M +207.00% | 6.18M +477.70% | -2.06M -15.96% | 3.11M +1374.59% | -272.55M -8499.04% | 8.67M +40.16% | 14.93M +823.30% | 9.16M +194.50% | 11.78M +104.32% | 44.54M -- |
Current Income Tax | 46.00K -- | -- -- | -- -- | -- -- | 36.00K -21.74% | -- -- | -- -- | -- -- | 1.56M +4222.22% | -- -- | -- -- | -- -- | 5.18M +233.16% | -- -- | -- -- | -- -- | 15.41M +197.30% | -- -- | -- -- | -- -- | 21.60M +40.13% | -- -- | -- -- | -- -- | 28.35M +31.26% | -- -- |
Deferred Income Tax | 52.00K -- | -- -- | -- -- | -- -- | -104.50M -201069.23% | -- -- | -- -- | -- -- | 1.20M +101.15% | -- -- | -- -- | -- -- | -3.50M -390.53% | -- -- | -- -- | -- -- | -15.83M -352.49% | -- -- | -- -- | -- -- | -286.92M -1712.72% | -- -- | -- -- | -- -- | 16.19M +105.64% | -- -- |
Net Income | -122.54M -- | -106.37M -- | 7.81M -- | -42.88M -- | -82.62M +32.58% | -177.56M -66.94% | -165.31M -2217.24% | -30.05M +29.92% | -111.01M -34.37% | -110.36M +37.85% | -95.83M +42.03% | -74.21M -146.98% | -40.01M +63.96% | -34.42M +68.81% | -47.55M +50.38% | -266.68M -259.37% | 47.91M +219.76% | 88.04M +355.78% | 17.40M +136.60% | 60.74M +122.78% | 332.47M +593.91% | 71.12M -19.23% | 97.26M +458.85% | 139.39M +129.47% | 173.55M -47.80% | 481.32M -- |
Net Income Attributable to Owners of the Company | -122.54M -- | -106.37M -- | 7.81M -- | -42.88M -- | -82.62M +32.58% | -177.56M -66.94% | -165.31M -2217.24% | -30.05M +29.92% | -111.01M -34.37% | -110.36M +37.85% | -95.83M +42.03% | -74.21M -146.98% | -40.01M +63.96% | -34.42M +68.81% | -47.55M +50.38% | -266.68M -259.37% | 47.91M +219.76% | 88.04M +355.78% | 17.40M +136.60% | 60.74M +122.78% | 332.47M +593.91% | 71.12M -19.23% | 97.26M +458.85% | 139.39M +129.47% | 173.55M -47.80% | 481.32M -- |
Preferred Stock Dividends | -- -- | -- -- | -- -- | -- -- | 93.19M -- | -- -- | -- -- | -- -- | 40.43M -56.62% | -- -- | -- -- | -- -- | 40.42M -0.00% | -- -- | -- -- | 10.19M -- | 10.19M -74.80% | 10.08M -- | 9.45M -- | 0 -100.00% | 0 -100.00% | 0 -100.00% | 0 -100.00% | 0 -- | 0 -- | -- -- |
Net Income Attributable to Common Stockholders | -122.54M -- | -106.37M -- | 7.81M -- | -42.88M -- | -175.81M -43.47% | -177.56M -66.94% | -165.31M -2217.24% | -30.05M +29.92% | -151.44M +13.86% | -110.36M +37.85% | -95.83M +42.03% | -74.21M -146.98% | -80.43M +46.89% | -34.42M +68.81% | -47.55M +50.38% | -276.87M -273.10% | 37.72M +146.90% | 77.96M +326.49% | 7.95M +116.73% | 60.74M +121.94% | 332.47M +781.33% | 71.12M -8.78% | 97.26M +1122.82% | 139.39M +129.47% | 173.55M -47.80% | 481.32M -- |
Other Comprehensive Income | -65.00K -- | -7.00K -- | -36.00K -- | 24.00K -- | -126.00K -93.85% | -80.00K -1042.86% | -266.00K -638.89% | 54.00K +125.00% | -1.01M -703.97% | -4.49M -5516.25% | -2.05M -669.55% | -1.59M -3042.59% | 1.30M +228.73% | 1.96M +143.51% | 1.22M +159.70% | 5.72M +459.91% | -1.81M -238.73% | -879.00K -144.96% | 605.00K -50.49% | 9.59M +67.72% | -- -- | 11.19M +1373.38% | 765.00K +26.45% | 5.96M -37.92% | -- -- | -- -- |
Total Comprehensive Income | -122.61M -- | -106.37M -- | 7.77M -- | -42.85M -- | -82.74M +32.51% | -177.64M -67.00% | -165.58M -2230.47% | -29.99M +30.01% | -112.03M -35.39% | -114.85M +35.35% | -97.88M +40.89% | -75.80M -152.72% | -38.70M +65.45% | -32.47M +71.73% | -46.33M +52.67% | -260.96M -244.29% | 46.10M +219.13% | 87.16M +368.47% | 18.01M +138.87% | 70.34M +126.95% | -- -- | 82.31M -5.57% | 98.03M +444.33% | 145.35M +106.64% | -- -- | -- -- |
Total Comprehensive Income Attributable to Owners of the Company | -122.61M -- | -106.37M -- | 7.77M -- | -42.85M -- | -82.74M +32.51% | -177.64M -67.00% | -165.58M -2230.47% | -29.99M +30.01% | -112.03M -35.39% | -114.85M +35.35% | -97.88M +40.89% | -75.80M -152.72% | -38.70M +65.45% | -32.47M +71.73% | -46.33M +52.67% | -260.96M -244.29% | 46.10M +219.13% | 87.16M +368.47% | 18.01M +138.87% | 70.34M +126.95% | 316.00M +585.40% | 82.31M -5.57% | 98.03M +444.33% | 145.35M +106.64% | 174.98M -44.63% | 500.66M -- |
You can ask Aime
What is SoFi Technologies's latest dividend and current dividend yield?What is SoFi Technologies's gross profit margin?What guidance did SoFi Technologies's management provide for the next earnings period?What factors drove the changes in SoFi Technologies's revenue and profit?What were the key takeaways from SoFi Technologies’s earnings call?What does SoFi Technologies do and what are its main business segments?What is the revenue and EPS growth rate for SoFi Technologies year over year?What were the key takeaways from SoFi Technologies's earnings call?
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