SOFI
SoFi Technologies·NASDAQ
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SOFI fundamentals
SoFi Technologies (SOFI) released its earnings on Jan 30, 2026: revenue was 1.01B (YoY +37.03%), beat estimates; EPS was 0.13 (YoY -55.17%), beat estimates.
Revenue / YoY
1.01B
+37.03%
EPS / YoY
0.13
-55.17%
Report date
Jan 30, 2026
SOFI Earnings Call Summary for Q4,2025
- Revenue Milestone: Q4 2025 marks first $1B quarter with 37% YoY growth to $1.013B
- Crypto Leadership: Launched first national bank stablecoin (SoFi USD) and blockchain-powered payments (SoFi Pay)
- Growth Targets: 30%+ annual revenue CAGR 2025-2028, 38-42% EPS CAGR
- Profitability: 68% Rule of 40 score, 31% EBITDA margin
- Capital Strength: $8.9B tangible book value, 23% capital ratio
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Key Indicators
SoFi Technologies (SOFI) key financial stats and ratios, covering profitability, financial health, and leverage.
SoFi Technologies (SOFI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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SoFi Technologies (SOFI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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SoFi Technologies (SOFI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does SoFi Technologies (SOFI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track SoFi Technologies (SOFI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in SoFi Technologies's revenue and profit?What does SoFi Technologies do and what are its main business segments?What were the key takeaways from SoFi Technologies's earnings call?What is the market's earnings forecast for SoFi Technologies next quarter?What is SoFi Technologies's gross profit margin?What were the key takeaways from SoFi Technologies’s earnings call?What is SoFi Technologies's latest dividend and current dividend yield?What guidance did SoFi Technologies's management provide for the next earnings period?
