Security National (SNFCA) Fundamental Analysis: Revenue, Earnings & Valuation

7.09 / 10

Outperform

SNFCA's fundamental score of 7.1/10 reflects solid quality, driven by strong Days Sales Outstanding and Net Profit Margin factors. Key positives include efficient receivables collection (Days Sales Outstanding in Q2) and a healthy income tax to total profit ratio (Q3). Limitations arise from Asset-MV and Revenue-MV metrics, which lag peers, yet overall fundamentals remain optimistic with a 7.09/10 composite score and an Outperform rating.

Analysis Checks(4/10)

Revenue-MV

Value0.87

Score1/3

Weight4.55%

1M Return1.82%

Days sales outstanding

Value72.55

Score2/3

Weight3.60%

1M Return1.29%

Profit-MV

Value1.20

Score0/3

Weight-6.15%

1M Return-2.52%

Net income-Revenue

Value-0.61

Score3/3

Weight52.20%

1M Return22.66%

PB-ROE

Value-0.91

Score0/3

Weight-0.71%

1M Return-0.26%

Net cash flow from operating activities (YoY growth rate %)

Value-21.04

Score0/3

Weight-4.90%

1M Return-1.99%

Net profit margin (%)

Value-2972.64

Score2/3

Weight2.41%

1M Return0.86%

Income tax / Total profit (%)

Value22.45

Score3/3

Weight32.31%

1M Return10.45%

Asset-MV

Value-0.50

Score0/3

Weight5.85%

1M Return2.09%

Cash-MV

Value1.05

Score1/3

Weight10.84%

1M Return3.46%

Is SNFCA undervalued or overvalued?

SNFCA scores 7.09/10 on fundamentals and holds a Discounted valuation at present. Backed by its 5.30% ROE, 5.46% net margin, 10.24 P/E ratio, 0.63 P/B ratio, and -34.43% earnings growth, these metrics solidify its Outperform investment rating.