SMBC
Southern Missouri·NASDAQ
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SMBC fundamentals
Southern Missouri (SMBC) released its earnings on Jan 22, 2026: revenue was 49.65M (YoY +10.30%), missed estimates; EPS was 1.62 (YoY +24.62%), beat estimates.
Revenue / YoY
49.65M
+10.30%
EPS / YoY
1.62
+24.62%
Report date
Jan 22, 2026
SMBC Earnings Call Summary for Q2,2026
- EPS Growth: Q2 EPS of $1.62, up 17.4% QoQ and 24.6% YoY, driven by lower credit provisions and loan growth.
- Loan Momentum: Gross loans +$35M QoQ, originations at record $312M, despite seasonal ag paydowns.
- Deposit Strength: Core deposits up 4.3% YoY, indexed deposits repricing down to support NIM.
- Share Buybacks: $8.1M repurchased at 122% tangible book; new $550K buyback program approved.
- Credit Challenges: NPLs up $3.6M QoQ due to 2 nonaccrual relationships, but specialty CRE recovery progress continues.
- M&A Pipeline: 75+ acquisition targets in footprint; management optimistic on execution with strong capital position.
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Revenue
Revenue & Expenses
Key Indicators
Southern Missouri (SMBC) key financial stats and ratios, covering profitability, financial health, and leverage.
Southern Missouri (SMBC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Southern Missouri (SMBC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Southern Missouri (SMBC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Southern Missouri (SMBC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Southern Missouri (SMBC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Southern Missouri's revenue and profit?What is Southern Missouri's gross profit margin?What is the market's earnings forecast for Southern Missouri next quarter?What does Southern Missouri do and what are its main business segments?What were the key takeaways from Southern Missouri's earnings call?What is the revenue and EPS growth rate for Southern Missouri year over year?What were the key takeaways from Southern Missouri’s earnings call?Did Southern Missouri beat or miss consensus estimates last quarter?
