SLM
SLM·NASDAQ
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SLM fundamentals
SLM (SLM) released its earnings on Jan 22, 2026: revenue was 454.10M (YoY +16.44%), beat estimates; EPS was 1.12 (YoY +124.00%), beat estimates.
Revenue / YoY
454.10M
+16.44%
EPS / YoY
1.12
+124.00%
Report date
Jan 22, 2026
SLM Earnings Call Summary for Q4,2025
- Strategic Growth Opportunity: Federal PLUS reforms could boost annual originations by 70%, with $5 billion in potential by 2026.
- Capital Efficiency: New private credit partnership reduces risk and enhances earnings predictability.
- 2026 Guidance: EPS of $2.70-2.80, 12-14% origination growth, and $750-780 million in expenses.
- Credit Stability: Delinquency rate at 4%, stable net charge-offs, and successful loan modification programs.
- Share Buybacks: $500 million authorization to continue capital return strategy.
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Key Indicators
SLM (SLM) key financial stats and ratios, covering profitability, financial health, and leverage.
SLM (SLM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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SLM (SLM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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SLM (SLM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does SLM (SLM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track SLM (SLM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in SLM's revenue and profit?Did SLM beat or miss consensus estimates last quarter?What guidance did SLM's management provide for the next earnings period?What is the revenue and EPS growth rate for SLM year over year?What were the key takeaways from SLM’s earnings call?What does SLM do and what are its main business segments?What is SLM's latest dividend and current dividend yield?What is the market's earnings forecast for SLM next quarter?
