SLM (SLM) Fundamental Analysis: Revenue, Earnings & Valuation

7.58 / 10

Outperform

Fundamentally, SLM scores 7.6/10 (Outperform). Strong points include gross profit margin, current‑liability ratio, total‑profit/EBIT and asset‑to‑market value. Weaknesses are cash‑to‑market, cash‑up, net profit margin and EBIT‑to‑revenue, suggesting solid core but cash efficiency concerns.

Analysis Checks(4/10)

Gross profit margin (%)

Value41.83

Score2/3

Weight4.13%

1M Return0.37%

Current liabilities / Total liabilities (%)

Value48.71

Score2/3

Weight35.23%

1M Return2.93%

Non-current liabilities / Total liabilities (%)

Value53.45

Score1/3

Weight26.41%

1M Return2.14%

Net profit margin (%)

Value-1264.47

Score1/3

Weight19.05%

1M Return1.66%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight21.26%

1M Return1.85%

Cash-UP

Value-0.15

Score1/3

Weight-73.50%

1M Return-8.26%

Operating revenue (YoY growth rate %)

Value177.16

Score1/3

Weight25.74%

1M Return2.13%

EBIT / Total operating revenue (%)

Value-1049.47

Score1/3

Weight14.13%

1M Return1.25%

Asset-MV

Value-0.55

Score2/3

Weight81.40%

1M Return5.32%

Cash-MV

Value0.02

Score0/3

Weight-53.87%

1M Return-5.83%

Is SLM fundamentally strong?

SLM scores 7.58/10 on fundamentals and holds a Discounted valuation at present. Backed by its 31.62% ROE, 37.54% net margin, 5.91 P/E ratio, 1.76 P/B ratio, and 28.94% earnings growth, these metrics solidify its Outperform investment rating.