Selective Insurance (SIGI) Fundamental Analysis: Revenue, Earnings & Valuation

4.99 / 10

Netural

Fundamental analysis rates SIGI neutral at 5.0/10. Strong points include high accounts receivable turnover, robust fixed‑asset turnover, excellent current ratio, solid ROE and rapid EPS growth. The main weakness is a negative Asset‑MV factor, indicating valuation pressure.

Analysis Checks(9/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value98.03

Score3/3

Weight10.36%

1M Return2.87%

ROE (diluted) (YoY growth rate %)

Value11.80

Score2/3

Weight14.80%

1M Return3.50%

Profit-MV

Value1.45

Score2/3

Weight3.97%

1M Return1.22%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight10.05%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value132.00

Score2/3

Weight13.99%

1M Return3.72%

Total profit (YoY growth rate %)

Value128.50

Score2/3

Weight12.69%

1M Return3.41%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight9.24%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value131.89

Score2/3

Weight13.87%

1M Return3.68%

Asset-MV

Value-0.55

Score1/3

Weight1.69%

1M Return0.60%

Current ratio

Value3.94

Score3/3

Weight9.33%

1M Return2.55%

Is SIGI fundamentally strong?

SIGI scores 4.99/10 on fundamentals and holds a Fair valuation at present. Backed by its 13.59% ROE, 8.74% net margin, 9.87 P/E ratio, 1.25 P/B ratio, and 132.00% earnings growth, these metrics solidify its Netural investment rating.