SB Financial Group (SBFG) Fundamental Analysis: Revenue, Earnings & Valuation

2.92 / 10

Underperform

Fundamental rating is Underperform with a 2.9/10 score. Gross profit margin is strong at 41.8%, but cash‑to‑market and asset‑to‑market values are negative, and PB‑ROE is low. Overall, the fundamentals appear challenging.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.85%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.85%

1M Return3.70%

Profit-MV

Value1.20

Score0/3

Weight8.48%

1M Return4.03%

Net income-Revenue

Value0.21

Score0/3

Weight8.53%

1M Return3.99%

PB-ROE

Value-0.97

Score3/3

Weight18.57%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.85%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.85%

1M Return3.70%

Cash-UP

Value-0.80

Score2/3

Weight9.46%

1M Return4.32%

Asset-MV

Value-0.55

Score1/3

Weight15.88%

1M Return6.12%

Cash-MV

Value0.23

Score0/3

Weight7.69%

1M Return3.50%

Is SBFG undervalued or overvalued?

SBFG scores 2.92/10 on fundamentals and holds a Premium valuation at present. Backed by its 10.40% ROE, 21.31% net margin, 9.36 P/E ratio, 0.93 P/B ratio, and 27.33% earnings growth, these metrics solidify its Underperform investment rating.