Safety Insurance (SAFT) Fundamental Analysis: Revenue, Earnings & Valuation

4.99 / 10

Netural

Fundamental rating is neutral with a 5.0/10 score. Strong points include high accounts receivable turnover, fixed‑asset turnover and a solid current ratio. Weaknesses are a negative Asset‑MV and modest Profit‑MV, suggesting mixed earnings quality.

Analysis Checks(9/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight10.36%

1M Return2.87%

ROE (diluted) (YoY growth rate %)

Value9.96

Score2/3

Weight14.80%

1M Return3.50%

Profit-MV

Value1.26

Score2/3

Weight3.97%

1M Return1.22%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight10.05%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value40.29

Score2/3

Weight13.99%

1M Return3.72%

Total profit (YoY growth rate %)

Value40.97

Score2/3

Weight12.69%

1M Return3.41%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight9.24%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value40.17

Score2/3

Weight13.87%

1M Return3.68%

Asset-MV

Value-0.55

Score1/3

Weight1.69%

1M Return0.60%

Current ratio

Value3.94

Score3/3

Weight9.33%

1M Return2.55%

Is SAFT undervalued or overvalued?

SAFT scores 4.99/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.54% ROE, 7.85% net margin, 10.81 P/E ratio, 1.20 P/B ratio, and 40.29% earnings growth, these metrics solidify its Netural investment rating.