Ryvyl (RVYL) Fundamental Analysis: Revenue, Earnings & Valuation

8.45 / 10

Outperform

Fundamental rating is Outperform with an 8.4/10 score. Key strengths include Profit‑MV, Inventory turnover and Asset‑MV, while Operating cycle and Days Sales Outstanding lag. The fund‑score of 8.45 reinforces solid fundamentals, though debt‑to‑capital ratios remain modest.

Analysis Checks(6/10)

Asset-liability ratio (%)

Value113.76

Score0/3

Weight-2.60%

1M Return-0.95%

Operating cycle

Value31.01

Score0/3

Weight-2.90%

1M Return-1.16%

Days sales outstanding

Value31.01

Score0/3

Weight-2.48%

1M Return-0.94%

Profit-MV

Value0.41

Score2/3

Weight-0.51%

1M Return-0.21%

Current assets turnover ratio

Value0.14

Score3/3

Weight13.20%

1M Return4.61%

Long-term debt to working capital ratio (%)

Value26.99

Score2/3

Weight3.95%

1M Return1.39%

Asset-MV

Value-0.48

Score3/3

Weight70.17%

1M Return19.10%

Equity multiplier (DuPont analysis %)

Value-30.91

Score3/3

Weight15.57%

1M Return5.25%

Inventory turnover days

Value230.09

Score2/3

Weight10.38%

1M Return3.65%

Net profit / Total profit (%)

Value115.67

Score0/3

Weight-4.78%

1M Return-1.68%

Is RVYL undervalued or overvalued?

RVYL scores 8.45/10 on fundamentals and holds a Discounted valuation at present. Backed by its 0.00% ROE, -40.87% net margin, -0.38 P/E ratio, -2.35 P/B ratio, and 89.56% earnings growth, these metrics solidify its Outperform investment rating.