RPAY
Repay Holdings·NASDAQ
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RPAY fundamentals
Repay Holdings (RPAY) released its earnings on Nov 10, 2025: revenue was 77.72M (YoY -1.79%), beat estimates; EPS was 0.21 (YoY -8.70%), met estimates.
Revenue / YoY
77.72M
-1.79%
EPS / YoY
0.21
-8.70%
Report date
Nov 10, 2025
RPAY Earnings Call Summary for Q3,2025
- Revenue Growth: 5% YoY revenue growth, 12% YoY Business Payments segment expansion, driven by AP platform and ACH adoption.
- Operational Strength: 40% EBITDA margin, 67% free cash flow conversion, $38M in share buybacks year-to-date.
- Strategic Initiatives: Dynamic Wallet integration, 5 new software partnerships, and 11 new credit union wins.
- Challenges: Gross margin compression (3.4% YoY) due to enterprise client mix and ACH/check volume shifts.
- Debt Management: Retired $74M of convertible notes, reducing net leverage to 2.5x.
EPS
Revenue
Revenue & Expenses
RPAY has released its 2025 Q3 earnings report, with revenue of 77.72M, reflecting a YoY change of -1.79%, and net profit of -6.62M, showing a YoY change of -305.82%. The Sankey diagram below clearly presents RPAY's revenue sources and cost distribution.
Key Indicators
Repay Holdings (RPAY) key financial stats and ratios, covering profitability, financial health, and leverage.
Repay Holdings (RPAY)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Repay Holdings (RPAY)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Repay Holdings (RPAY)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Repay Holdings (RPAY) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Repay Holdings (RPAY) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Repay Holdings’s earnings call?What is Repay Holdings's latest dividend and current dividend yield?What is Repay Holdings's gross profit margin?What were the key takeaways from Repay Holdings's earnings call?What is the revenue and EPS growth rate for Repay Holdings year over year?What guidance did Repay Holdings's management provide for the next earnings period?What is the market's earnings forecast for Repay Holdings next quarter?What does Repay Holdings do and what are its main business segments?
