ROOT
Root·NASDAQ
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ROOT fundamentals
During Q4 2025, Root (ROOT) reported revenue of 397.00M, a YoY change of 21.52%. Net income was 5.30M, a YoY change of -76.02%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q3,2019 | Q4,2019 | Q1,2020 | Q2,2020 | Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jul 1, 2019 | Oct 1, 2019 | Jan 1, 2020 | Apr 1, 2020 | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Sep 30, 2019 | Dec 31, 2019 | Mar 31, 2020 | Jun 30, 2020 | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Revenue | 79.60M -- | 106.50M -- | 124.00M -- | 121.40M -- | 50.50M -36.56% | 50.90M -52.21% | 68.60M -44.68% | 89.80M -26.03% | 93.80M +85.74% | 93.20M +83.10% | 85.40M +24.49% | 80.40M -10.47% | 73.70M -21.43% | 71.30M -23.50% | 70.10M -17.92% | 74.80M -6.97% | 115.30M +56.45% | 194.80M +173.21% | 254.90M +263.62% | 289.20M +286.63% | 305.70M +165.13% | 326.70M +67.71% | 349.40M +37.07% | 382.90M +32.40% | 387.80M +26.86% | 397.00M +21.52% | 1.52B -- |
Insurance Service Revenue | 75.80M -- | 100.90M -- | 117.80M -- | 115.70M -- | 44.90M -40.77% | 44.10M -56.29% | 59.10M -49.83% | 81.20M -29.82% | 85.10M +89.53% | 84.90M +92.52% | 78.30M +32.49% | 74.70M -8.00% | 68.60M -19.39% | 64.30M -24.26% | 60.00M -23.37% | 63.90M -14.46% | 100.00M +45.77% | 176.00M +173.72% | 230.30M +283.83% | 261.60M +309.39% | 279.30M +179.30% | 299.70M +70.28% | 321.30M +39.51% | 353.00M +34.94% | 360.10M +28.93% | 367.30M +22.56% | 1.40B -- |
Gain (Loss) on Trading Securities | 1.10M -- | 2.40M -- | 1.90M -- | 1.30M -- | 1.10M -- | -4.50M -287.50% | 900.00K -52.63% | 700.00K -46.15% | 1.00M -9.09% | 1.30M +128.89% | 600.00K -33.33% | 700.00K -- | 900.00K -10.00% | -3.60M -376.92% | 6.70M +1016.67% | 6.80M +871.43% | -300.00K -133.33% | -2.00M +44.44% | -600.00K -108.96% | -500.00K -107.35% | -3.30M -1000.00% | -1.20M +40.00% | -700.00K -16.67% | -500.00K -- | -3.50M -6.06% | -1.70M -41.67% | -6.40M -- |
Interest Income | -- -- | 0 -- | 0 -- | 100.00K -- | 100.00K -- | 5.70M -- | 2.40M -- | 0 -100.00% | 0 -100.00% | 1.10M -80.70% | 1.20M -50.00% | -100.00K -- | 0 -- | 7.00M +536.36% | -- -- | -- -- | 9.30M -- | 9.70M +38.57% | 9.80M -- | 10.50M -- | 11.30M +21.51% | 9.90M +2.06% | 9.40M -4.08% | 9.90M -5.71% | 10.50M -7.08% | 10.30M +4.04% | 40.10M -- |
Other Revenue | 2.70M -- | 3.20M -- | 4.30M -- | 4.30M -- | 4.40M +62.96% | 5.60M +75.00% | 6.20M +44.19% | 7.90M +83.72% | 7.70M +75.00% | 5.90M +5.36% | 5.30M -14.52% | 5.10M -35.44% | 4.20M -45.45% | 3.60M -38.98% | 3.40M -35.85% | 4.10M -19.61% | 6.30M +50.00% | 11.10M +208.33% | 15.40M +352.94% | 17.60M +329.27% | 18.40M +192.06% | 18.30M +64.86% | 19.40M +25.97% | 20.50M +16.48% | 20.70M +12.50% | 21.10M +15.30% | 81.70M -- |
Operating Expenses | 166.50M -- | 185.30M -- | 223.90M -- | 152.60M -- | 116.20M -30.21% | 139.40M -24.77% | 162.90M -27.24% | 261.90M +71.63% | 220.70M +89.93% | 185.10M +32.78% | 157.40M -3.38% | 166.70M -36.35% | 130.80M -40.73% | 119.00M -35.71% | 99.90M -36.53% | 100.00M -40.01% | 149.30M +14.14% | 207.10M +74.03% | 249.50M +149.75% | 285.40M +185.40% | 271.30M +81.71% | 291.80M +40.90% | 325.70M +30.54% | 355.60M +24.60% | 387.50M +42.83% | 386.50M +32.45% | 1.46B -- |
Insurance Service Fee | 100.90M -- | 110.90M -- | 129.90M -- | 97.30M -- | 76.10M -24.58% | 254.30M +129.31% | 59.90M -53.89% | 110.20M +13.26% | 114.40M +50.33% | 399.40M +57.06% | 96.70M +61.44% | 95.70M -13.16% | 80.90M -29.28% | 276.50M -30.77% | 63.30M -34.54% | 59.50M -37.83% | 106.80M +32.01% | 127.00M -54.07% | 162.20M +156.24% | 173.60M +191.76% | 168.20M +57.49% | 169.50M +33.46% | 170.50M +5.12% | 186.70M +7.55% | 192.80M +14.63% | 194.10M +14.51% | 744.10M -- |
Net Reinsurance Contract Expenses | -- -- | -- -- | -- -- | -- -- | -- -- | -194.80M -- | -- -- | -- -- | -- -- | -291.60M -49.69% | -- -- | -- -- | -- -- | -198.80M +31.82% | -- -- | -- -- | -21.00M -- | -4.30M +97.84% | 4.20M -- | 16.70M -- | 16.30M +177.62% | 22.30M +618.60% | 35.10M +735.71% | 46.60M +179.04% | 46.60M +185.89% | 51.80M +132.29% | 180.10M -- |
Selling, General and Administrative Expenses | -- -- | -- -- | -- -- | -- -- | -- -- | 216.40M -- | -- -- | -- -- | -- -- | 372.80M +72.27% | -- -- | -- -- | -- -- | 167.40M -55.10% | -- -- | -- -- | 52.40M -- | 72.00M -56.99% | 72.10M -- | 80.40M -- | 73.90M +41.03% | 85.30M +18.47% | 108.70M +50.76% | 108.60M +35.07% | 133.40M +80.51% | 127.30M +49.24% | 478.00M -- |
Other Operating Expenses | 65.60M -- | 74.40M -- | 94.00M -- | 55.30M -- | 40.10M -38.87% | -136.50M -283.47% | 103.00M +9.57% | 151.70M +174.32% | 106.30M +165.09% | -295.50M -116.48% | 60.70M -41.07% | 71.00M -53.20% | 49.90M -53.06% | -126.10M +57.33% | 36.60M -39.70% | 40.50M -42.96% | 11.10M -77.76% | 12.40M +109.83% | 11.00M -69.95% | 14.70M -63.70% | 12.90M +16.22% | 14.70M +18.55% | 11.40M +3.64% | 13.70M -6.80% | 14.70M +13.95% | 13.30M -9.52% | 53.10M -- |
Operating Income | -86.90M -- | -78.80M -- | -99.90M -- | -31.20M -- | -65.70M +24.40% | -88.50M -12.31% | -94.30M +5.61% | -172.10M -451.60% | -126.90M -93.15% | -91.90M -3.84% | -72.00M +23.65% | -86.30M +49.85% | -57.10M +55.00% | -47.70M +48.10% | -29.80M +58.61% | -25.20M +70.80% | -34.00M +40.46% | -12.30M +74.21% | 5.40M +118.12% | 3.80M +115.08% | 34.40M +201.18% | 34.90M +383.74% | 23.70M +338.89% | 27.30M +618.42% | 300.00K -99.13% | 10.50M -69.91% | 61.80M -- |
Non-Operating Income (Loss) | -13.30M -- | -6.40M -- | -5.70M -- | -7.70M -- | -19.50M -46.62% | -44.80M -600.00% | -5.30M +7.02% | -6.50M +15.58% | -6.10M +68.72% | -18.00M +59.82% | -5.50M -3.77% | -9.20M -41.54% | -9.30M -52.46% | -10.60M +41.11% | -11.10M -101.82% | -11.50M -25.00% | -11.80M -26.88% | -11.70M -10.38% | -11.60M -4.50% | -11.60M -0.87% | -11.60M +1.69% | -12.80M -9.40% | -5.30M +54.31% | -5.30M +54.31% | -5.30M +54.31% | -5.10M +60.16% | -21.00M -- |
Interest Expense | 13.30M -- | 6.40M -- | 5.70M -- | 7.70M -- | 19.50M +46.62% | 44.80M +600.00% | 5.30M -7.02% | 6.50M -15.58% | 6.10M -68.72% | 2.10M -95.31% | 5.50M +3.77% | 9.20M +41.54% | 9.30M +52.46% | 10.60M +404.76% | 11.10M +101.82% | 11.50M +25.00% | 11.80M +26.88% | 11.70M +10.38% | 11.60M +4.50% | 11.60M +0.87% | 11.60M -1.69% | 7.40M -36.75% | 5.30M -54.31% | 5.30M -54.31% | 5.30M -54.31% | 5.10M -31.08% | 21.00M -- |
Other Non-Operating Income (Loss) | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | -15.90M -- | -- -- | -- -- | -- -- | 0 +100.00% | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | -5.40M -- | -- -- | -- -- | -- -- | 0 +100.00% | -- -- |
Pretax Income From Continuing Operations | -100.20M -- | -85.20M -- | -105.60M -- | -38.90M -- | -85.20M +14.97% | -133.30M -56.46% | -99.60M +5.68% | -178.60M -359.13% | -133.00M -56.10% | -109.90M +17.55% | -77.50M +22.19% | -95.50M +46.53% | -66.40M +50.08% | -58.30M +46.95% | -40.90M +47.23% | -36.70M +61.57% | -45.80M +31.02% | -24.00M +58.83% | -6.20M +84.84% | -7.80M +78.75% | 22.80M +149.78% | 22.10M +192.08% | 18.40M +396.77% | 22.00M +382.05% | -5.00M -121.93% | 5.40M -75.57% | 40.80M -- |
Net Income | -100.20M -- | -85.20M -- | -105.60M -- | -38.90M -- | -85.20M +14.97% | -133.30M -56.46% | -99.60M +5.68% | -178.60M -359.13% | -133.00M -56.10% | -109.90M +17.55% | -77.50M +22.19% | -95.50M +46.53% | -66.40M +50.08% | -58.30M +46.95% | -40.90M +47.23% | -36.70M +61.57% | -45.80M +31.02% | -24.00M +58.83% | -6.20M +84.84% | -7.80M +78.75% | 22.80M +149.78% | 22.10M +192.08% | 18.40M +396.77% | 22.00M +382.05% | -5.40M -123.68% | 5.30M -76.02% | 40.30M -- |
Net Income Attributable to Owners of the Company | -100.20M -- | -85.20M -- | -105.60M -- | -38.90M -- | -85.20M +14.97% | -133.30M -56.46% | -99.60M +5.68% | -178.60M -359.13% | -133.00M -56.10% | -109.90M +17.55% | -77.50M +22.19% | -95.50M +46.53% | -66.40M +50.08% | -58.30M +46.95% | -40.90M +47.23% | -36.70M +61.57% | -45.80M +31.02% | -24.00M +58.83% | -6.20M +84.84% | -7.80M +78.75% | 22.80M +149.78% | 22.10M +192.08% | 18.40M +396.77% | 22.00M +382.05% | -5.40M -123.68% | 5.30M -76.02% | 40.30M -- |
Other Adjustments | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 1.10M -- | 1.20M -- | 900.00K -- | 1.10M -- | 0 -100.00% | 200.00K -83.33% | 2.20M -- |
Net Income Attributable to Common Stockholders | -100.20M -- | -85.20M -- | -105.60M -- | -38.90M -- | -85.20M +14.97% | -133.30M -56.46% | -99.60M +5.68% | -178.60M -359.13% | -133.00M -56.10% | -109.90M +17.55% | -77.50M +22.19% | -95.50M +46.53% | -66.40M +50.08% | -58.30M +46.95% | -40.90M +47.23% | -36.70M +61.57% | -45.80M +31.02% | -24.00M +58.83% | -6.20M +84.84% | -7.80M +78.75% | 21.70M +147.38% | 20.90M +187.08% | 17.50M +382.26% | 20.90M +367.95% | -5.40M -124.88% | 5.10M -75.60% | 38.10M -- |
Other Comprehensive Income | 100.00K -- | -200.00K -- | -1.80M -- | 6.70M -- | 100.00K -- | 0 +100.00% | -3.50M -94.44% | -- -- | -500.00K -600.00% | -1.20M -- | -3.70M -5.71% | -1.30M -- | -2.30M -360.00% | 1.10M +191.67% | 1.10M +129.73% | -1.20M +7.69% | -700.00K +69.57% | 4.10M +272.73% | -800.00K -172.73% | -100.00K +91.67% | 5.50M +885.71% | -4.40M -207.32% | 3.00M +475.00% | 1.60M +1700.00% | 1.20M -78.18% | 400.00K +109.09% | 6.20M -- |
Total Comprehensive Income | -100.10M -- | -85.40M -- | -107.40M -- | -32.20M -- | -85.10M +14.99% | -133.30M -56.09% | -103.10M +4.00% | -178.60M -454.66% | -133.50M -56.87% | -111.10M +16.65% | -81.20M +21.24% | -96.80M +45.80% | -68.70M +48.54% | -57.20M +48.51% | -39.80M +50.99% | -37.90M +60.85% | -46.50M +32.31% | -19.90M +65.21% | -7.00M +82.41% | -7.90M +79.16% | 28.30M +160.86% | 17.70M +188.94% | 21.40M +405.71% | 23.60M +398.73% | -4.20M -114.84% | 5.70M -67.80% | 46.50M -- |
Total Comprehensive Income Attributable to Owners of the Company | -100.10M -- | -85.40M -- | -107.40M -- | -32.20M -- | -85.10M +14.99% | -133.30M -56.09% | -103.10M +4.00% | -178.60M -454.66% | -133.50M -56.87% | -111.10M +16.65% | -81.20M +21.24% | -96.80M +45.80% | -68.70M +48.54% | -57.20M +48.51% | -39.80M +50.99% | -37.90M +60.85% | -46.50M +32.31% | -19.90M +65.21% | -7.00M +82.41% | -7.90M +79.16% | 28.30M +160.86% | 17.70M +188.94% | 21.40M +405.71% | 23.60M +398.73% | -4.20M -114.84% | 5.70M -67.80% | 46.50M -- |
Basic EPS | -2.88 -- | -- -- | -2.69 -- | -1.03 -- | -2.2 +23.61% | -0.53 -- | -0.4 +85.13% | -0.72 +30.10% | -9.57 -335.00% | -0.43 +18.87% | -5.54 -1285.00% | -6.77 -840.28% | -4.71 +50.78% | -4.11 -855.81% | -2.88 +48.01% | -2.55 +62.33% | -3.16 +32.91% | -1.66 +59.61% | -0.42 +85.42% | -0.52 +79.61% | 1.45 +145.89% | 1.38 +183.13% | 1.15 +373.81% | 1.36 +361.54% | -0.35 -124.14% | 0.33 -76.09% | 2.49 -- |
Basic EPS from Continuing Operations | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -3.16 -- | -- -- | -0.42 -- | -0.52 -- | 1.45 +145.89% | -- -- | 1.15 +373.81% | 1.36 +361.54% | -0.35 -124.14% | -- -- | -- -- |
Diluted EPS | -2.88 -- | -- -- | -2.69 -- | -1.03 -- | -2.2 +23.61% | -- -- | -0.4 +85.13% | -0.72 +30.10% | -9.57 -335.00% | -- -- | -5.54 -1285.00% | -6.77 -840.28% | -4.71 +50.78% | -- -- | -2.88 +48.01% | -2.55 +62.33% | -3.16 +32.91% | -- -- | -0.42 +85.42% | -0.52 +79.61% | 1.35 +142.72% | -- -- | 1.07 +354.76% | 1.29 +348.08% | -0.35 -125.93% | -- -- | -- -- |
Diluted EPS from Continuing Operations | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -3.16 -- | -- -- | -0.42 -- | -0.52 -- | 1.35 +142.72% | -- -- | 1.07 +354.76% | 1.29 +348.08% | -0.35 -125.93% | -- -- | -- -- |
You can ask Aime
What does Root do and what are its main business segments?What is the revenue and EPS growth rate for Root year over year?What is the market's earnings forecast for Root next quarter?What guidance did Root's management provide for the next earnings period?What is Root's latest dividend and current dividend yield?What were the key takeaways from Root’s earnings call?What is Root's gross profit margin?Did Root beat or miss consensus estimates last quarter?
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