RMBI
Richmond Mutual·NASDAQ
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2.27 / 10
Underperform
RMBI's fundamental analysis yields a subpar rating (2.3/10). Key positives include a robust gross profit margin of 36.7% and a perfect 100% ratio of total profit to EBIT. However, limitations are evident in the net assets per share growth rate at 9.3% and net profit attributable to parent shareholders at 100%, both indicating room for improvement. Overall, the financial underpinnings are described as constrained, warranting cautious optimism.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value9.32
Score1/3
Weight7.60%
1M Return3.39%
Value9.32
Score1/3
Weight7.60%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.67%
1M Return3.05%
Value100.00
Score1/3
Weight6.67%
1M Return3.05%
Profit-MV
Value-0.16
Score2/3
Weight12.32%
1M Return5.27%
Value-0.16
Score2/3
Weight12.32%
1M Return5.27%
PB-ROE
Value1.41
Score2/3
Weight12.64%
1M Return5.42%
Value1.41
Score2/3
Weight12.64%
1M Return5.42%
Asset-MV
Value-0.50
Score2/3
Weight17.80%
1M Return7.51%
Value-0.50
Score2/3
Weight17.80%
1M Return7.51%
Revenue-MV
Value0.16
Score1/3
Weight12.52%
1M Return4.65%
Value0.16
Score1/3
Weight12.52%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.61%
1M Return3.43%
Value36.70
Score3/3
Weight7.61%
1M Return3.43%
Total profit (YoY growth rate %)
Value20.37
Score0/3
Weight4.10%
1M Return2.05%
Value20.37
Score0/3
Weight4.10%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.61%
1M Return3.43%
Value100.00
Score3/3
Weight7.61%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight11.14%
1M Return4.21%
Value0.14
Score1/3
Weight11.14%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value9.32
Score1/3
Weight7.60%
1M Return3.39%
Value9.32
Score1/3
Weight7.60%
1M Return3.39%
Revenue-MV
Value0.16
Score1/3
Weight12.52%
1M Return4.65%
Value0.16
Score1/3
Weight12.52%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.67%
1M Return3.05%
Value100.00
Score1/3
Weight6.67%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.61%
1M Return3.43%
Value36.70
Score3/3
Weight7.61%
1M Return3.43%
Profit-MV
Value-0.16
Score2/3
Weight12.32%
1M Return5.27%
Value-0.16
Score2/3
Weight12.32%
1M Return5.27%
Total profit (YoY growth rate %)
Value20.37
Score0/3
Weight4.10%
1M Return2.05%
Value20.37
Score0/3
Weight4.10%
1M Return2.05%
PB-ROE
Value1.41
Score2/3
Weight12.64%
1M Return5.42%
Value1.41
Score2/3
Weight12.64%
1M Return5.42%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.61%
1M Return3.43%
Value100.00
Score3/3
Weight7.61%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight17.80%
1M Return7.51%
Value-0.50
Score2/3
Weight17.80%
1M Return7.51%
Cash-MV
Value0.14
Score1/3
Weight11.14%
1M Return4.21%
Value0.14
Score1/3
Weight11.14%
1M Return4.21%
Is RMBI fundamentally strong?
- RMBI scores 2.27/10 on fundamentals and holds a Premium valuation at present. Backed by its 5.99% ROE, 22.69% net margin, 15.79 P/E ratio, 1.07 P/B ratio, and 25.29% earnings growth, these metrics solidify its Underperform investment rating.
