REFI
Chicago Atlantic·NASDAQ
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9.27 / 10
Outperform
REFI boasts superior fundamental health, highlighted by a 9.27/10 score. Key bullish factors include high Profit-MV (1.4092) and Net income-Revenue (1.1689), both in top quartiles, while ROE (8.9874%) is also favorable. However, negative Asset-MV (-0.1627) and PB-ROE (-0.4183) ratios, along with low returns on assets, temper the outlook. Overall, the company's financial foundation is solid but not without flaws.
Analysis Checks(6/10)
Revenue-MV
Value-1.20
Score0/3
Weight-15.37%
1M Return-1.67%
Value-1.20
Score0/3
Weight-15.37%
1M Return-1.67%
Net income-Revenue
Value1.17
Score3/3
Weight36.52%
1M Return2.89%
Value1.17
Score3/3
Weight36.52%
1M Return2.89%
Rate of return on total assets (%)
Value-12.38
Score2/3
Weight4.78%
1M Return0.53%
Value-12.38
Score2/3
Weight4.78%
1M Return0.53%
Annualized return on total assets (%)
Value-16.50
Score2/3
Weight4.78%
1M Return0.53%
Value-16.50
Score2/3
Weight4.78%
1M Return0.53%
Asset-MV
Value-0.16
Score1/3
Weight18.01%
1M Return2.28%
Value-0.16
Score1/3
Weight18.01%
1M Return2.28%
Profit-MV
Value1.41
Score3/3
Weight44.07%
1M Return3.52%
Value1.41
Score3/3
Weight44.07%
1M Return3.52%
PB-ROE
Value-0.42
Score1/3
Weight-7.97%
1M Return-1.10%
Value-0.42
Score1/3
Weight-7.97%
1M Return-1.10%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight5.53%
1M Return0.61%
Value100.00
Score3/3
Weight5.53%
1M Return0.61%
ROE (diluted) (%)
Value8.99
Score3/3
Weight32.55%
1M Return2.91%
Value8.99
Score3/3
Weight32.55%
1M Return2.91%
Cash-MV
Value-0.29
Score0/3
Weight-22.92%
1M Return-3.05%
Value-0.29
Score0/3
Weight-22.92%
1M Return-3.05%
Revenue-MV
Value-1.20
Score0/3
Weight-15.37%
1M Return-1.67%
Value-1.20
Score0/3
Weight-15.37%
1M Return-1.67%
Profit-MV
Value1.41
Score3/3
Weight44.07%
1M Return3.52%
Value1.41
Score3/3
Weight44.07%
1M Return3.52%
Net income-Revenue
Value1.17
Score3/3
Weight36.52%
1M Return2.89%
Value1.17
Score3/3
Weight36.52%
1M Return2.89%
PB-ROE
Value-0.42
Score1/3
Weight-7.97%
1M Return-1.10%
Value-0.42
Score1/3
Weight-7.97%
1M Return-1.10%
Rate of return on total assets (%)
Value-12.38
Score2/3
Weight4.78%
1M Return0.53%
Value-12.38
Score2/3
Weight4.78%
1M Return0.53%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight5.53%
1M Return0.61%
Value100.00
Score3/3
Weight5.53%
1M Return0.61%
Annualized return on total assets (%)
Value-16.50
Score2/3
Weight4.78%
1M Return0.53%
Value-16.50
Score2/3
Weight4.78%
1M Return0.53%
ROE (diluted) (%)
Value8.99
Score3/3
Weight32.55%
1M Return2.91%
Value8.99
Score3/3
Weight32.55%
1M Return2.91%
Asset-MV
Value-0.16
Score1/3
Weight18.01%
1M Return2.28%
Value-0.16
Score1/3
Weight18.01%
1M Return2.28%
Cash-MV
Value-0.29
Score0/3
Weight-22.92%
1M Return-3.05%
Value-0.29
Score0/3
Weight-22.92%
1M Return-3.05%
Is REFI undervalued or overvalued?
- REFI scores 9.27/10 on fundamentals and holds a Discounted valuation at present. Backed by its 9.00% ROE, 64.78% net margin, 7.13 P/E ratio, 0.82 P/B ratio, and -16.10% earnings growth, these metrics solidify its Outperform investment rating.
