QFIN
Qfing·NASDAQ
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QFIN fundamentals
Qfing (QFIN) released its earnings on Nov 19, 2025: revenue was 731.25M (YoY +17.42%), beat estimates; EPS was 1.6 (YoY -9.09%), missed estimates.
Revenue / YoY
731.25M
+17.42%
EPS / YoY
1.6
-9.09%
Report date
Nov 19, 2025
QFIN Earnings Call Summary for Q3,2025
- Resilient Q3 Results: Non-GAAP net income RMB 1.51 billion despite 2.09% delinquency rate rise.
- AI-Driven Growth: Technology Solutions loan volume up 218% QoQ, AI agents achieving 50% engagement.
- Regulatory Adjustment: Take rates expected 3-4% in Q4, stabilizing in 2026 as industry consolidates.
- Strong Liquidity: RMB 14.35 billion cash, resuming RMB 450 million share buyback.
- Risk Management: Provisions up 36% QoQ, coverage ratio 613%.
- International Expansion: Global fintech capabilities position Qfin for overseas growth.
EPS
Revenue
Revenue & Expenses
QFIN has released its 2025 Q3 earnings report, with revenue of 731.25M, reflecting a YoY change of 17.42%, and net profit of 201.22M, showing a YoY change of -21.50%. The Sankey diagram below clearly presents QFIN's revenue sources and cost distribution.
Key Indicators
Qfing (QFIN) key financial stats and ratios, covering profitability, financial health, and leverage.
Qfing (QFIN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Qfing (QFIN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Qfing (QFIN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Qfing (QFIN) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Qfing (QFIN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is Qfing's latest dividend and current dividend yield?Did Qfing beat or miss consensus estimates last quarter?What were the key takeaways from Qfing’s earnings call?What does Qfing do and what are its main business segments?What were the key takeaways from Qfing's earnings call?What is Qfing's gross profit margin?What is the revenue and EPS growth rate for Qfing year over year?What guidance did Qfing's management provide for the next earnings period?
