PYPL
Paypal Holdings·NASDAQ
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PYPL fundamentals
Paypal Holdings (PYPL) released its earnings on Feb 3, 2026: revenue was 8.68B (YoY +3.71%), missed estimates; EPS was 1.23 (YoY +3.36%), missed estimates.
Revenue / YoY
8.68B
+3.71%
EPS / YoY
1.23
+3.36%
Report date
Feb 3, 2026
PYPL Earnings Call Summary for Q4,2025
- New CEO Focus: Enrique Lores appointed to accelerate execution, with interim CEO Jamie Miller emphasizing disciplined resource allocation.
- Branded Checkout Struggles: Q4 TPV growth slowed to 1% YoY due to macro challenges and execution delays, but 2026 investments target 3% headwind for TM$ growth.
- Venmo and PSP Strength: Venmo revenue up 20% YoY, Enterprise Payments margins doubled through value-added services.
- 2026 Guidance: TM$ ex interest flat to slightly down, non-GAAP EPS down low-single digits to flat, with $6B+ free cash flow.
- Key Initiatives: Biometric adoption (target 50% checkout-ready by end-2026), upstream BNPL messaging, and PayPal Plus rewards program.
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Revenue
Revenue & Expenses
PYPL has released its 2025 Q4 earnings report, with revenue of 8.68B, reflecting a YoY change of 3.71%, and net profit of 1.44B, showing a YoY change of 28.19%. The Sankey diagram below clearly presents PYPL's revenue sources and cost distribution.
Key Indicators
Paypal Holdings (PYPL) key financial stats and ratios, covering profitability, financial health, and leverage.
Paypal Holdings (PYPL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Paypal Holdings (PYPL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Paypal Holdings (PYPL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Paypal Holdings (PYPL) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Paypal Holdings (PYPL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from Paypal Holdings’s earnings call?What is the revenue and EPS growth rate for Paypal Holdings year over year?What is Paypal Holdings's gross profit margin?What is Paypal Holdings's latest dividend and current dividend yield?What guidance did Paypal Holdings's management provide for the next earnings period?What were the key takeaways from Paypal Holdings's earnings call?What factors drove the changes in Paypal Holdings's revenue and profit?What is the market's earnings forecast for Paypal Holdings next quarter?
