PYPL
Paypal Holdings·NASDAQ
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PYPL fundamentals
Paypal Holdings (PYPL) released its earnings on Oct 28, 2025: revenue was 8.42B (YoY +7.26%), beat estimates; EPS was 1.34 (YoY +11.67%), beat estimates.
Revenue / YoY
8.42B
+7.26%
EPS / YoY
1.34
+11.67%
Report date
Oct 28, 2025
PYPL Earnings Call Summary for Q3,2025
- Revenue Acceleration: TM growth (6-7% YoY) driven by 8% branded experiences, 20% BNPL, 14% Venmo, and 6% PSP. U.S. branded experiences TPV up 10%.
- Strategic Wins:
- Agentic Commerce: Partnerships with OpenAI, Google, and Perplexity enable AI-driven payments.
- BNPL: 21% U.S. MAAs growth, 80 NPS, and in-store expansion.
- Venmo: 14% TPV growth, 43% debit card MAAs growth, and ARPA upside potential.
- Capital Return: $5.7B buybacks + 10% dividend payout ratio. Free cash flow: $6-7B.
- Challenges: Macro-driven deceleration in U.S. online checkout (basket size decline) and higher transaction loss provisions.
EPS
Revenue
Revenue & Expenses
PYPL has released its 2025 Q3 earnings report, with revenue of 8.42B, reflecting a YoY change of 7.26%, and net profit of 1.25B, showing a YoY change of 23.56%. The Sankey diagram below clearly presents PYPL's revenue sources and cost distribution.
Key Indicators
Paypal Holdings (PYPL) key financial stats and ratios, covering profitability, financial health, and leverage.
Paypal Holdings (PYPL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Paypal Holdings (PYPL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Paypal Holdings (PYPL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Breakdown
Where does Paypal Holdings (PYPL) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Paypal Holdings (PYPL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What does Paypal Holdings do and what are its main business segments?What factors drove the changes in Paypal Holdings's revenue and profit?What were the key takeaways from Paypal Holdings's earnings call?What guidance did Paypal Holdings's management provide for the next earnings period?What is the revenue and EPS growth rate for Paypal Holdings year over year?Did Paypal Holdings beat or miss consensus estimates last quarter?What is Paypal Holdings's latest dividend and current dividend yield?What is the market's earnings forecast for Paypal Holdings next quarter?
