logo

PYPL

Paypal Holdings·NASDAQ
--
--(--)
--
--(--)
8.41 / 10
Outperform

PYPL's fundamental assessment scores 8.4/10, indicating robust financial health. Key strengths include a solid current ratio (1.2867) and high Profit-MV (1.6962), both ranking in the top group (4) and historically associated with positive returns. Revenue-MV (0.6546) also sits in group 4, suggesting above-average revenue efficiency. However, Asset-MV is in group 3 with a negative historical return, and Total assets turnover ratio (0.4175) is in group 1, hinting at potential inefficiencies in asset utilization. Gross profit margin (41.48%) is healthy, while Non-current liabilities / Total liabilities (22.49%) is in group 1, warranting caution. Operating revenue YoY growth (4.32%) is positive but modest. Overall, the company's fundamentals remain strong despite a few red flags.

Fundamental(8.41)SentimentTechnical

Analysis Checks(4/10)

Revenue-MV
Value0.65
Score3/3
Weight54.86%
1M Return6.20%
Gross profit margin (%)
Value41.48
Score2/3
Weight0.70%
1M Return0.10%
Profit-MV
Value1.70
Score2/3
Weight56.90%
1M Return5.84%
Non-current liabilities / Total liabilities (%)
Value22.49
Score1/3
Weight-14.57%
1M Return-2.10%
Current assets turnover ratio
Value0.56
Score0/3
Weight-12.95%
1M Return-1.85%
Operating revenue (YoY growth rate %)
Value4.32
Score1/3
Weight-16.63%
1M Return-2.62%
Total assets turnover ratio
Value0.42
Score0/3
Weight-19.06%
1M Return-2.91%
Asset-MV
Value-0.50
Score1/3
Weight48.50%
1M Return4.81%
Current ratio
Value1.29
Score2/3
Weight11.31%
1M Return1.41%
Cash-MV
Value0.88
Score1/3
Weight-9.06%
1M Return-1.83%
Is PYPL undervalued or overvalued?
  • PYPL scores 8.41/10 on fundamentals and holds a Discounted valuation at present. Backed by its 25.73% ROE, 15.78% net margin, 7.11 P/E ratio, 1.84 P/B ratio, and 35.48% earnings growth, these metrics solidify its Outperform investment rating.