PRCH
Porch Group·NASDAQ
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
PRCH fundamentals
Porch Group (PRCH) released its earnings on Nov 5, 2025: revenue was 118.08M (YoY +6.19%), beat estimates; EPS was -0.1 (YoY -42.86%), missed estimates.
Revenue / YoY
118.08M
+6.19%
EPS / YoY
-0.1
-42.86%
Report date
Nov 5, 2025
PRCH Earnings Call Summary for Q3,2025
- Record Q3 performance: $21 million EBITDA, surpassing $50 million annual target and tracking to $70 million (10x 2024).
- Surplus explosion: Reciprocal capital +$100 million Q3 to $412 million, supporting $100 million+ future EBITDA.
- Margin dominance: 18% RWP-to-EBITDA conversion, 22% loss ratio, and 82% gross margin.
- 2026 growth engine: $2 billion premium potential with current capital, 89 Home Factors, and AI-driven underwriting.
- Cash flow machine: $71 million year-to-date cash flow, $28.8 million Q3, and $70 million EBITDA guidance.
- Strategic patience: Prioritizing surplus over premium in 2025 to maximize long-term value.
EPS
Revenue
Revenue & Expenses
PRCH has released its 2025 Q3 earnings report, with revenue of 118.08M, reflecting a YoY change of 6.19%, and net profit of -982.00K, showing a YoY change of -106.83%. The Sankey diagram below clearly presents PRCH's revenue sources and cost distribution.
Key Indicators
Porch Group (PRCH) key financial stats and ratios, covering profitability, financial health, and leverage.
Porch Group (PRCH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Porch Group (PRCH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Porch Group (PRCH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Porch Group (PRCH) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Porch Group (PRCH) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is Porch Group's gross profit margin?What is the revenue and EPS growth rate for Porch Group year over year?What guidance did Porch Group's management provide for the next earnings period?What does Porch Group do and what are its main business segments?What were the key takeaways from Porch Group's earnings call?What factors drove the changes in Porch Group's revenue and profit?What were the key takeaways from Porch Group’s earnings call?Did Porch Group beat or miss consensus estimates last quarter?
