Symbols

PRAA

PRA Group·NASDAQ

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PRAA fundamentals

PRAA Q3 2025 Earnings

PRA Group (PRAA) released its earnings on Nov 3, 2025: revenue was 311.14M (YoY +10.54%), beat estimates; EPS was 0.53 (YoY -23.19%), beat estimates.

Revenue / YoY

311.14M

+10.54%

EPS / YoY

0.53

-23.19%

Report date

Nov 3, 2025

PRAA Earnings Call Summary for Q3,2025

Revenue Growth: Q3 2025 cash collections up 14% YoY, driven by U.S. legal collections (27% YoY growth).
Cost Efficiency: $20M annualized savings from U.S. headcount reduction (25%) and operational restructuring.
Goodwill Impairment: $413M noncash charge triggered by stock price decline, with European business fundamentals unchanged.
Capital Allocation: Prioritizing portfolio purchases ($1.2B annual target) over buybacks, with €300M bond issuance to diversify capital structure.
Southern Europe: Stabilization in Southern Europe allows selective investments, with Europe overperforming cash targets by 10% in Q3.

Earnings

EPS

Revenue

Revenue & Expenses

PRAA has released its 2025 Q3 earnings report, with revenue of 311.14M, reflecting a YoY change of 10.54%, and net profit of -403.97M, showing a YoY change of -1496.74%. The Sankey diagram below clearly presents PRAA's revenue sources and cost distribution.

Key Indicators

PRA Group (PRAA) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

PRA Group (PRAA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

PRA Group (PRAA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

PRA Group (PRAA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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