PRA Group (PRAA) Fundamental Analysis: Revenue, Earnings & Valuation

5.45 / 10

Netural

PRAA's fundamental score is moderate at 5.5/10. Strengths include a Total assets turnover ratio of 0.1738 and a Total profit / EBIT ratio of 259.26%, which earn quality scores of 2 and 3 respectively. However, weaknesses such as a negative Net profit margin of -40.46% and a sharp Total profit YoY decline of -500.37% temper the outlook. These factors collectively point to a balanced but not robust financial structure.

Analysis Checks(2/10)

Gross profit margin (%)

Value100.00

Score1/3

Weight3.90%

1M Return0.93%

Profit-MV

Value0.46

Score0/3

Weight-9.04%

1M Return-2.31%

Total profit (YoY growth rate %)

Value-500.37

Score0/3

Weight-9.97%

1M Return-3.00%

Net profit margin (%)

Value-40.46

Score0/3

Weight5.07%

1M Return1.14%

Total profit / EBIT (%)

Value259.26

Score3/3

Weight50.29%

1M Return10.07%

Operating revenue (YoY growth rate %)

Value6.14

Score0/3

Weight-0.07%

1M Return-0.02%

Total assets turnover ratio

Value0.17

Score2/3

Weight20.52%

1M Return4.90%

EBIT / Total operating revenue (%)

Value-13.55

Score1/3

Weight4.90%

1M Return1.22%

Asset-MV

Value-0.50

Score1/3

Weight47.98%

1M Return7.27%

Cash-MV

Value-0.07

Score0/3

Weight-13.58%

1M Return-3.39%

Is PRAA undervalued or overvalued?

PRAA scores 5.45/10 on fundamentals and holds a Fair valuation at present. Backed by its -33.22% ROE, -28.10% net margin, 4.87 P/E ratio, 0.45 P/B ratio, and -887.39% earnings growth, these metrics solidify its Netural investment rating.